HomeCompareFFIOX vs SCHD

FFIOX vs SCHD: Dividend Comparison 2026

FFIOX yields 20.47% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FFIOX wins by $46.1K in total portfolio value
10 years
FFIOX
FFIOX
● Live price
20.47%
Share price
$9.77
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$75.2K
Annual income
$7,084.01
Full FFIOX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — FFIOX vs SCHD

📍 FFIOX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFFIOXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FFIOX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FFIOX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FFIOX
Annual income on $10K today (after 15% tax)
$1,740.02/yr
After 10yr DRIP, annual income (after tax)
$6,021.41/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, FFIOX beats the other by $5,659.35/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FFIOX + SCHD for your $10,000?

FFIOX: 50%SCHD: 50%
100% SCHD50/50100% FFIOX
Portfolio after 10yr
$52.1K
Annual income
$3,754.98/yr
Blended yield
7.21%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FFIOX buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFFIOXSCHD
Forward yield20.47%3.46%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$75.2K$29.0K
Annual income after 10y$7,084.01$425.95
Total dividends collected$43.2K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FFIOX vs SCHD ($10,000, DRIP)

YearFFIOX PortfolioFFIOX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$12,747$2,047.08$11,226$346.36+$1.5KFFIOX
2$16,078$2,438.72$12,572$357.38+$3.5KFFIOX
3$20,078$2,874.77$14,046$367.84+$6.0KFFIOX
4$24,839$3,355.15$15,660$377.73+$9.2KFFIOX
5$30,457$3,879.13$17,425$387.07+$13.0KFFIOX
6$37,034$4,445.30$19,354$395.86+$17.7KFFIOX
7$44,678$5,051.67$21,461$404.13+$23.2KFFIOX
8$53,501$5,695.66$23,762$411.89+$29.7KFFIOX
9$63,621$6,374.25$26,272$419.15+$37.3KFFIOX
10$75,158$7,084.01$29,010$425.95+$46.1KFFIOX

FFIOX vs SCHD: Complete Analysis 2026

FFIOXStock

Under normal market conditions, the fund pursues its objective by investing at least 80% of its net assets (including any borrowings for investment purposes) in equity securities of companies based in the United States. It invests primarily in equity securities (generally common and preferred stocks) of large U.S. companies. The Adviser uses a proprietary quantitative three factor model designed to select up to 50 stocks from the Russell 3000 Index.

Full FFIOX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.