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FFMR vs FCPT: Dividend Comparison 2026

FFMR yields 3.05% · FCPT yields 6.05%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FFMR wins by $321.2K in total portfolio value· pulled ahead in Year 4
10 years
FFMR
FFMR
● Live price
3.05%
Share price
$65.52
Annual div
$2.00
5Y div CAGR
54.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$370.3K
Annual income
$202,768.67
Full FFMR calculator →
FCPT
FCPT
● Live price
6.05%
Share price
$23.65
Annual div
$1.43
5Y div CAGR
15.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.1K
Annual income
$5,775.28
Full FCPT calculator →

Portfolio growth — FFMR vs FCPT

📍 FFMR pulled ahead of the other in Year 4

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFFMRFCPT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FFMR + FCPT cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FFMR pays
FCPT pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FFMR
Annual income on $10K today (after 15% tax)
$259.46/yr
After 10yr DRIP, annual income (after tax)
$172,353.37/yr
FCPT
Annual income on $10K today (after 15% tax)
$514.49/yr
After 10yr DRIP, annual income (after tax)
$4,908.99/yr
At 15% tax rate, FFMR beats the other by $167,444.38/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FFMR + FCPT for your $10,000?

FFMR: 50%FCPT: 50%
100% FCPT50/50100% FFMR
Portfolio after 10yr
$209.7K
Annual income
$104,271.98/yr
Blended yield
49.73%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

FFMR
No analyst data
Altman Z
0.4
Piotroski
7/9
FCPT
Analyst Ratings
5
Buy
10
Hold
Consensus: Hold
Price Target
$27.00
+14.2% upside vs current
Range: $25.00 — $29.00
Altman Z
1.4
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FFMR buys
0
FCPT buys
0
No recent congressional trades found for FFMR or FCPT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFFMRFCPT
Forward yield3.05%6.05% ✓
Annual dividend / share$2.00 ✓$1.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR54.6% ✓15.8%
Portfolio after 10y$370.3K ✓$49.1K
Annual income after 10y$202,768.67 ✓$5,775.28
Total dividends collected$332.0K ✓$24.1K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: FFMR vs FCPT ($10,000, DRIP)

YearFFMR PortfolioFFMR Income/yrFCPT PortfolioFCPT Income/yrGap
1$11,172$471.92$11,401$700.92$229.00 → FCPT
2$12,716$761.76$13,064$864.84$348.00 → FCPT
3$14,859$1,252.73$15,051$1,072.48$192.00 → FCPT
4← crossover$18,014$2,115.04$17,442$1,337.22+$572.00 → FFMR
5$22,979$3,704.85$20,340$1,677.08+$2.6K → FFMR
6$31,417$6,828.65$23,880$2,116.57+$7.5K → FFMR
7$47,105$13,489.02$28,241$2,689.36+$18.9K → FFMR
8$79,624$29,222.11$33,660$3,442.07+$46.0K → FFMR
9$156,568$71,370.25$40,456$4,439.95+$116.1K → FFMR
10$370,297$202,768.67$49,063$5,775.28+$321.2K → FFMR

FFMR vs FCPT: Complete Analysis 2026

FFMR — Stock

First Farmers Financial Corporation operates as the financial holding company for First Farmers Bank & Trust that provides banking products and services to individuals, families, and businesses. The company offers checking and savings accounts, health savings accounts, youth accounts, business accounts, deposit and government accounts, certificates of deposit, and individual retirement accounts, as well as account management services; and mortgages and construction loans, first time home buyers loan, home equity loans, auto loans, collateral loans, and debit and credit cards. It also provides lines of credit, term loans, real estate financing and construction loan, equipment financing, enhancement loans, letters of credit, inventory loans, livestock lending, and vehicle financing, as well as leasing, and mobile and online banking services. The company has offices throughout Carroll, Cass, Clay, Grant, Hamilton, Howard, Huntington, Madison, Marshall, Miami, Starke, Sullivan, Tippecanoe, Tipton, Vigo, and Wabash counties in Indiana; and offices in Coles, Edgar, and Vermilion counties in Illinois. First Farmers Financial Corporation was founded in 1885 and is headquartered in Converse, Indiana.

Full FFMR Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.