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FFOPX vs RYLD: Dividend Comparison 2026

FFOPX yields 2.09% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 RYLD wins by $5.3K in total portfolio value
10 years
FFOPX
FFOPX
● Live price
2.09%
Share price
$29.64
Annual div
$0.62
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.8K
Annual income
$239.47
Full FFOPX calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — FFOPX vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFFOPXRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FFOPX + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FFOPX pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FFOPX
Annual income on $10K today (after 15% tax)
$177.80/yr
After 10yr DRIP, annual income (after tax)
$203.55/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, RYLD beats the other by $560.76/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FFOPX + RYLD for your $10,000?

FFOPX: 50%RYLD: 50%
100% RYLD50/50100% FFOPX
Portfolio after 10yr
$25.4K
Annual income
$569.33/yr
Blended yield
2.24%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FFOPX buys
0
RYLD buys
0
No recent congressional trades found for FFOPX or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFFOPXRYLD
Forward yield2.09%4.00% ✓
Annual dividend / share$0.62$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$22.8K$28.0K ✓
Annual income after 10y$239.47$899.19 ✓
Total dividends collected$2.3K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FFOPX vs RYLD ($10,000, DRIP)

YearFFOPX PortfolioFFOPX Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$10,909$209.18$11,120$420.00$211.00 → RYLD
2$11,886$213.27$12,357$458.31$471.00 → RYLD
3$12,935$217.16$13,721$499.76$786.00 → RYLD
4$14,062$220.87$15,227$544.58$1.2K → RYLD
5$15,270$224.40$16,885$593.02$1.6K → RYLD
6$16,567$227.74$18,713$645.34$2.1K → RYLD
7$17,958$230.92$20,724$701.81$2.8K → RYLD
8$19,449$233.92$22,938$762.73$3.5K → RYLD
9$21,047$236.77$25,372$828.41$4.3K → RYLD
10$22,759$239.47$28,047$899.19$5.3K → RYLD

FFOPX vs RYLD: Complete Analysis 2026

FFOPX — Stock

The fund invests in a combination of Fidelity® U.S. equity funds, international equity funds, bond funds, and short-term funds (underlying Fidelity ® funds), each of which (excluding any money market fund) seeks to provide investment results that correspond to the total return of a specific index.

Full FFOPX Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.