Is FFR or XYLD a better dividend investment in 2026?

FFR currently yields 3.65% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between FFR and XYLD?

FFR has a forward dividend yield of 3.65% ($1.35/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 7.33 percentage points.

Home › Compare › FFR vs XYLD

FFR vs XYLD: Dividend Comparison 2026

FFR yields 3.65% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FFR wins by $62.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

FFR

● Live price

3.65%

Share price

$36.88

Annual div

$1.35

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$462.12

Full FFR calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — FFR vs XYLD

📍 FFR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FFR	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FFR + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FFR pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FFR

Annual income on $10K today (after 15% tax)

$310.58/yr

After 10yr DRIP, annual income (after tax)

$392.80/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,343.37/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FFR + XYLD for your $10,000?

FFR: 50%XYLD: 50%

100% XYLD50/50100% FFR

Portfolio after 10yr

$25.3K

Annual income

$1,840.57/yr

Blended yield

7.27%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FFR buys

XYLD buys

No recent congressional trades found for FFR or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFFRXYLD

Forward yield	3.65%	10.98% ✓
Annual dividend / share	$1.35	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$25.3K	$25.3K
Annual income after 10y	$462.12	$3,219.02 ✓
Total dividends collected	$4.2K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FFR vs XYLD ($10,000, DRIP)

Year	FFR Portfolio	FFR Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,065	$365.38	$10,818	$1,098.39	+$247.00 → FFR
2	$12,218	$377.86	$11,738	$1,222.51	+$480.00 → FFR
3	$13,463	$389.92	$12,774	$1,364.64	+$689.00 → FFR
4	$14,807	$401.55	$13,944	$1,527.86	+$863.00 → FFR
5	$16,256	$412.74	$15,270	$1,715.87	+$986.00 → FFR
6	$17,818	$423.50	$16,775	$1,933.09	+$1.0K → FFR
7	$19,499	$433.81	$18,490	$2,184.87	+$1.0K → FFR
8	$21,307	$443.68	$20,450	$2,477.63	+$857.00 → FFR
9	$23,252	$453.11	$22,697	$2,819.19	+$555.00 → FFR
10	$25,342	$462.12	$25,280	$3,219.02	+$62.00 → FFR

FFR vs XYLD: Complete Analysis 2026

FFR — Stock

The fund will normally invest at least 90% of its net assets (including investment borrowings) in the common stocks and depositary receipts that comprise the index. The index is modified market cap weighted based on free float market capitalization and includes the securities of real estate companies or REITs that are publicly traded on an official stock exchange located in North America, Europe or Asia and provides an audited annual report in English.

Full FFR Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.