Is FFSIX or QYLD a better dividend investment in 2026?

FFSIX currently yields 7.66% with a 5% 5-year dividend growth rate. QYLD yields 11.43% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between FFSIX and QYLD?

FFSIX has a forward dividend yield of 7.66% ($2.71/share annually). QYLD yields 11.43% ($1.92/share annually). The yield gap is 3.77 percentage points.

Home › Compare › FFSIX vs QYLD

FFSIX vs QYLD: Dividend Comparison 2026

FFSIX yields 7.66% · QYLD yields 11.43%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FFSIX wins by $13.7K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FFSIX

● Live price

7.66%

Share price

$35.45

Annual div

$2.72

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.2K

Annual income

$1,244.23

Full FFSIX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.43%

Share price

$16.80

Annual div

$1.92

5Y div CAGR

-2.1%

Payout ratio

95%

After 10 yrs · $10,000 · DRIP

Portfolio value

$19.5K

Annual income

$3,553.75

Full QYLD calculator →

Portfolio growth — FFSIX vs QYLD

📍 FFSIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FFSIX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FFSIX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FFSIX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FFSIX

Annual income on $10K today (after 15% tax)

$650.99/yr

After 10yr DRIP, annual income (after tax)

$1,057.60/yr

QYLD

Annual income on $10K today (after 15% tax)

$971.43/yr

After 10yr DRIP, annual income (after tax)

$3,020.69/yr

At 15% tax rate, QYLD beats the other by $1,963.09/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FFSIX + QYLD for your $10,000?

FFSIX: 50%QYLD: 50%

100% QYLD50/50100% FFSIX

Portfolio after 10yr

$26.4K

Annual income

$2,398.99/yr

Blended yield

9.10%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FFSIX buys

QYLD buys

No recent congressional trades found for FFSIX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFFSIXQYLD

Forward yield	7.66%	11.43% ✓
Annual dividend / share	$2.72 ✓	$1.92
Payout ratio	50% ✓	95%
1-year div growth	0% ✓	-5.2%
5-year div CAGR	0% ✓	-2.1%
Portfolio after 10y	$33.2K ✓	$19.5K
Annual income after 10y	$1,244.23	$3,553.75 ✓
Total dividends collected	$10.1K	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FFSIX vs QYLD ($10,000, DRIP)

Year	FFSIX Portfolio	FFSIX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,466	$765.87	$10,279	$1,118.86	+$1.2K → FFSIX
2	$13,089	$820.69	$10,645	$1,229.16	+$2.4K → FFSIX
3	$14,881	$875.58	$11,111	$1,360.44	+$3.8K → FFSIX
4	$16,853	$930.32	$11,695	$1,517.70	+$5.2K → FFSIX
5	$19,017	$984.68	$12,420	$1,707.39	+$6.6K → FFSIX
6	$21,387	$1,038.45	$13,315	$1,937.94	+$8.1K → FFSIX
7	$23,976	$1,091.44	$14,417	$2,220.42	+$9.6K → FFSIX
8	$26,797	$1,143.50	$15,775	$2,569.54	+$11.0K → FFSIX
9	$29,868	$1,194.47	$17,455	$3,005.06	+$12.4K → FFSIX
10	$33,203	$1,244.23	$19,543	$3,553.75	+$13.7K → FFSIX

FFSIX vs QYLD: Complete Analysis 2026

FFSIX — Stock

The fund normally invests primarily in common stocks. It normally invests at least 80% of assets in securities of companies principally engaged in providing financial services to consumers and industry. The fund invests in domestic and foreign issuers. It uses fundamental analysis of factors such as each issuer's financial condition and industry position, as well as market and economic conditions, to select investments.

Full FFSIX Calculator →

QYLD — ETF

QYLD sells covered calls on the full Nasdaq 100 index, generating very high monthly income (10%+ yield). The strategy caps upside participation in exchange for income. Best suited for investors who prioritize maximum current income over capital appreciation. NAV erosion over time is a known trade-off.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.