Is FFSLX or RYLD a better dividend investment in 2026?

FFSLX currently yields 11.39% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: FFSLX offers higher current income.

What is the dividend yield difference between FFSLX and RYLD?

FFSLX has a forward dividend yield of 11.39% ($2.00/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 7.39 percentage points.

Home › Compare › FFSLX vs RYLD

FFSLX vs RYLD: Dividend Comparison 2026

FFSLX yields 11.39% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FFSLX wins by $14.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FFSLX

● Live price

11.39%

Share price

$17.56

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$42.4K

Annual income

$2,321.85

Full FFSLX calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — FFSLX vs RYLD

📍 FFSLX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FFSLX	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FFSLX + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

—

Oct

—

Nov

—

Dec

—

FFSLX pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FFSLX

Annual income on $10K today (after 15% tax)

$968.11/yr

After 10yr DRIP, annual income (after tax)

$1,973.57/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, FFSLX beats the other by $1,209.26/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FFSLX + RYLD for your $10,000?

FFSLX: 50%RYLD: 50%

100% RYLD50/50100% FFSLX

Portfolio after 10yr

$35.2K

Annual income

$1,610.53/yr

Blended yield

4.57%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FFSLX buys

RYLD buys

No recent congressional trades found for FFSLX or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFFSLXRYLD

Forward yield	11.39% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$42.4K ✓	$28.0K
Annual income after 10y	$2,321.85 ✓	$899.19
Total dividends collected	$17.2K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FFSLX vs RYLD ($10,000, DRIP)

Year	FFSLX Portfolio	FFSLX Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,839	$1,138.95	$11,120	$420.00	+$719.00 → FFSLX
2	$13,928	$1,260.19	$12,357	$458.31	+$1.6K → FFSLX
3	$16,288	$1,385.55	$13,721	$499.76	+$2.6K → FFSLX
4	$18,943	$1,514.37	$15,227	$544.58	+$3.7K → FFSLX
5	$21,915	$1,645.95	$16,885	$593.02	+$5.0K → FFSLX
6	$25,229	$1,779.61	$18,713	$645.34	+$6.5K → FFSLX
7	$28,909	$1,914.67	$20,724	$701.81	+$8.2K → FFSLX
8	$32,983	$2,050.48	$22,938	$762.73	+$10.0K → FFSLX
9	$37,479	$2,186.40	$25,372	$828.41	+$12.1K → FFSLX
10	$42,424	$2,321.85	$28,047	$899.19	+$14.4K → FFSLX

FFSLX vs RYLD: Complete Analysis 2026

FFSLX — Stock

Under normal conditions, the fund invests at least 80% of its net assets plus borrowings for investment purposes, if any, in income-producing securities. It invests primarily in securities of companies in the real estate industry, such as real estate investment trusts ("REITs"), master limited partnerships and other real estate firms.

Full FFSLX Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.