HomeCompareFGB vs SPHD

FGB vs SPHD: Dividend Comparison 2026

FGB yields 9.58% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $5.1K in total portfolio value· pulled ahead in Year 2
10 years
FGB
FGB
● Live price
9.58%
Share price
$4.15
Annual div
$0.40
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$1.02
Full FGB calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — FGB vs SPHD

📍 SPHD pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFGBSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FGB + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FGB pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FGB
Annual income on $10K today (after 15% tax)
$814.16/yr
After 10yr DRIP, annual income (after tax)
$0.87/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, SPHD beats the other by $481.40/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FGB + SPHD for your $10,000?

FGB: 50%SPHD: 50%
100% SPHD50/50100% FGB
Portfolio after 10yr
$23.9K
Annual income
$284.19/yr
Blended yield
1.19%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FGB buys
0
SPHD buys
0
No recent congressional trades found for FGB or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFGBSPHD
Forward yield9.58%4.30%
Annual dividend / share$0.40$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$21.4K$26.5K
Annual income after 10y$1.02$567.37
Total dividends collected$985.00$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FGB vs SPHD ($10,000, DRIP)

YearFGB PortfolioFGB Income/yrSPHD PortfolioSPHD Income/yrGap
1$11,179$478.92$11,130$430.50+$49.00FGB
2← crossover$12,212$250.18$12,357$447.82$145.00SPHD
3$13,194$127.70$13,687$464.65$493.00SPHD
4$14,182$64.48$15,126$480.98$944.00SPHD
5$15,207$32.39$16,682$496.78$1.5KSPHD
6$16,288$16.23$18,362$512.03$2.1KSPHD
7$17,436$8.12$20,174$526.72$2.7KSPHD
8$18,661$4.06$22,127$540.84$3.5KSPHD
9$19,969$2.03$24,230$554.39$4.3KSPHD
10$21,368$1.02$26,493$567.37$5.1KSPHD

FGB vs SPHD: Complete Analysis 2026

FGBStock

First Trust Specialty Finance and Financial Opportunities Fund is a closed-ended equity mutual fund launched and managed by First Trust Advisors L.P. It is co-managed by Confluence Investment Management LLC. The fund invests in the public equity markets of the United States. It seeks to invest in stocks of companies operating in the specialty finance and other financial sectors. The fund primarily invests in value stocks of companies, as well as in Business Development Companies, REITs, and other mortgage related securities. It employs fundamental analysis to create its portfolio. The fund benchmarks the performance of its portfolio against a composite benchmark comprised of 70% Wells Fargo BDC Index, 20% FTSE NAREIT Mortgage REIT Index, and 10% S&P SmallCap Financials Index. It was formerly known as First Trust/Gallatin Specialty Finance and Financial Opportunities Fund. First Trust Specialty Finance and Financial Opportunities Fund was formed on March 20, 2007 and domiciled in the United States.

Full FGB Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.