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FGDFX vs XYLD: Dividend Comparison 2026

FGDFX yields 13.95% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FGDFX wins by $24.7K in total portfolio value
10 years
FGDFX
FGDFX
● Live price
13.95%
Share price
$14.34
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$50.0K
Annual income
$3,310.88
Full FGDFX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — FGDFX vs XYLD

📍 FGDFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFGDFXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FGDFX + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FGDFX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FGDFX
Annual income on $10K today (after 15% tax)
$1,185.50/yr
After 10yr DRIP, annual income (after tax)
$2,814.25/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, FGDFX beats the other by $78.08/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FGDFX + XYLD for your $10,000?

FGDFX: 50%XYLD: 50%
100% XYLD50/50100% FGDFX
Portfolio after 10yr
$37.6K
Annual income
$3,264.95/yr
Blended yield
8.67%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FGDFX buys
0
XYLD buys
0
No recent congressional trades found for FGDFX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFGDFXXYLD
Forward yield13.95% ✓10.98%
Annual dividend / share$2.00$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$50.0K ✓$25.3K
Annual income after 10y$3,310.88 ✓$3,219.02
Total dividends collected$23.1K ✓$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FGDFX vs XYLD ($10,000, DRIP)

YearFGDFX PortfolioFGDFX Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$12,095$1,394.70$10,818$1,098.39+$1.3K → FGDFX
2$14,518$1,576.49$11,738$1,222.51+$2.8K → FGDFX
3$17,303$1,768.54$12,774$1,364.64+$4.5K → FGDFX
4$20,484$1,969.89$13,944$1,527.86+$6.5K → FGDFX
5$24,097$2,179.48$15,270$1,715.87+$8.8K → FGDFX
6$28,180$2,396.21$16,775$1,933.09+$11.4K → FGDFX
7$32,772$2,618.90$18,490$2,184.87+$14.3K → FGDFX
8$37,912$2,846.37$20,450$2,477.63+$17.5K → FGDFX
9$43,643$3,077.42$22,697$2,819.19+$20.9K → FGDFX
10$50,009$3,310.88$25,280$3,219.02+$24.7K → FGDFX

FGDFX vs XYLD: Complete Analysis 2026

FGDFX — Stock

The investment seeks long-term growth of capital. Normally the fund invests assets in a combination of five Fidelity funds, each of which normally invests in equity securities of companies that represent a disruptive theme. Fidelity's disruptive strategies seek to identify innovative developments that could signal new directions for delivering products and services to customers.

Full FGDFX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.