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FGLD vs RYLD: Dividend Comparison 2026

FGLD yields 7.64% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FGLD wins by $5.1K in total portfolio value
10 years
FGLD
FGLD
● Live price
7.64%
Share price
$26.18
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.2K
Annual income
$1,239.63
Full FGLD calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — FGLD vs RYLD

📍 FGLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFGLDRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FGLD + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FGLD pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FGLD
Annual income on $10K today (after 15% tax)
$649.35/yr
After 10yr DRIP, annual income (after tax)
$1,053.69/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, FGLD beats the other by $289.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FGLD + RYLD for your $10,000?

FGLD: 50%RYLD: 50%
100% RYLD50/50100% FGLD
Portfolio after 10yr
$30.6K
Annual income
$1,069.41/yr
Blended yield
3.49%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FGLD buys
0
RYLD buys
0
No recent congressional trades found for FGLD or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFGLDRYLD
Forward yield7.64% ✓4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$33.2K ✓$28.0K
Annual income after 10y$1,239.63 ✓$899.19
Total dividends collected$10.1K ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FGLD vs RYLD ($10,000, DRIP)

YearFGLD PortfolioFGLD Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$11,464$763.94$11,120$420.00+$344.00 → FGLD
2$13,085$818.48$12,357$458.31+$728.00 → FGLD
3$14,874$873.10$13,721$499.76+$1.2K → FGLD
4$16,843$927.55$15,227$544.58+$1.6K → FGLD
5$19,003$981.60$16,885$593.02+$2.1K → FGLD
6$21,369$1,035.07$18,713$645.34+$2.7K → FGLD
7$23,952$1,087.76$20,724$701.81+$3.2K → FGLD
8$26,768$1,139.51$22,938$762.73+$3.8K → FGLD
9$29,832$1,190.17$25,372$828.41+$4.5K → FGLD
10$33,160$1,239.63$28,047$899.19+$5.1K → FGLD

FGLD vs RYLD: Complete Analysis 2026

FGLD — Stock

The assets of the fund include only gold bullion and cash, if any. The fund is not a proxy for investing in physical gold. Rather, the Shares are intended to provide a cost-effective means of obtaining investment exposure through the securities markets that is similar to an investment in gold.

Full FGLD Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.