HomeCompareFGRIX vs SCHD

FGRIX vs SCHD: Dividend Comparison 2026

FGRIX yields 10.09% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FGRIX wins by $10.0K in total portfolio value
10 years
FGRIX
FGRIX
● Live price
10.09%
Share price
$66.19
Annual div
$6.68
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.0K
Annual income
$1,900.65
Full FGRIX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.65
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$423.19
Full SCHD calculator →

Portfolio growth — FGRIX vs SCHD

📍 FGRIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFGRIXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FGRIX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FGRIX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FGRIX
Annual income on $10K today (after 15% tax)
$857.32/yr
After 10yr DRIP, annual income (after tax)
$1,615.55/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.82/yr
After 10yr DRIP, annual income (after tax)
$359.71/yr
At 15% tax rate, FGRIX beats the other by $1,255.84/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of FGRIX + SCHD for your $10,000?

FGRIX: 50%SCHD: 50%
100% SCHD50/50100% FGRIX
Portfolio after 10yr
$34.0K
Annual income
$1,161.91/yr
Blended yield
3.42%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FGRIX buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFGRIXSCHD
Forward yield10.09%3.44%
Annual dividend / share$6.68$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$39.0K$29.0K
Annual income after 10y$1,900.65$423.19
Total dividends collected$14.5K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FGRIX vs SCHD ($10,000, DRIP)

YearFGRIX PortfolioFGRIX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,709$1,008.61$11,224$344.49+$485.00FGRIX
2$13,632$1,103.69$12,568$355.40+$1.1KFGRIX
3$15,787$1,200.92$14,039$365.74+$1.7KFGRIX
4$18,192$1,299.79$15,650$375.53+$2.5KFGRIX
5$20,865$1,399.81$17,412$384.76+$3.5KFGRIX
6$23,826$1,500.47$19,338$393.45+$4.5KFGRIX
7$27,095$1,601.31$21,441$401.62+$5.7KFGRIX
8$30,694$1,701.89$23,738$409.29+$7.0KFGRIX
9$34,644$1,801.80$26,243$416.47+$8.4KFGRIX
10$38,970$1,900.65$28,976$423.19+$10.0KFGRIX

FGRIX vs SCHD: Complete Analysis 2026

FGRIXStock

The fund normally invests a majority of assets in common stocks with a focus on those that pay current dividends and show potential for capital appreciation. It potentially invests in bonds, including lower-quality debt securities (those of less than investment-grade quality, also referred to as high yield debt securities or junk bonds), as well as stocks that are not currently paying dividends, but offer prospects for future income or capital appreciation. The fund invests in domestic and foreign issuers.

Full FGRIX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.