Is FGSI or RYLD a better dividend investment in 2026?

FGSI currently yields 6.62% with a 5% 5-year dividend growth rate. RYLD yields 4.00% with 5% growth. The better choice depends on your goal: FGSI offers higher current income.

What is the dividend yield difference between FGSI and RYLD?

FGSI has a forward dividend yield of 6.62% ($1.26/share annually). RYLD yields 4.00% ($2.00/share annually). The yield gap is 2.62 percentage points.

Home › Compare › FGSI vs RYLD

FGSI vs RYLD: Dividend Comparison 2026

FGSI yields 6.62% · RYLD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FGSI wins by $2.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FGSI

● Live price

6.62%

Share price

$19.09

Annual div

$1.26

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.0K

Annual income

$1,008.94

Full FGSI calculator →

RYLD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full RYLD calculator →

Portfolio growth — FGSI vs RYLD

📍 FGSI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FGSI	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FGSI + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FGSI pays

RYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FGSI

Annual income on $10K today (after 15% tax)

$562.85/yr

After 10yr DRIP, annual income (after tax)

$857.60/yr

RYLD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, FGSI beats the other by $93.29/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FGSI + RYLD for your $10,000?

FGSI: 50%RYLD: 50%

100% RYLD50/50100% FGSI

Portfolio after 10yr

$29.5K

Annual income

$954.07/yr

Blended yield

3.23%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FGSI buys

RYLD buys

No recent congressional trades found for FGSI or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFGSIRYLD

Forward yield	6.62% ✓	4.00%
Annual dividend / share	$1.26	$2.00 ✓
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$31.0K ✓	$28.0K
Annual income after 10y	$1,008.94 ✓	$899.19
Total dividends collected	$8.4K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FGSI vs RYLD ($10,000, DRIP)

Year	FGSI Portfolio	FGSI Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,362	$662.18	$11,120	$420.00	+$242.00 → FGSI
2	$12,861	$703.16	$12,357	$458.31	+$504.00 → FGSI
3	$14,505	$743.83	$13,721	$499.76	+$784.00 → FGSI
4	$16,304	$784.03	$15,227	$544.58	+$1.1K → FGSI
5	$18,269	$823.64	$16,885	$593.02	+$1.4K → FGSI
6	$20,410	$862.53	$18,713	$645.34	+$1.7K → FGSI
7	$22,740	$900.59	$20,724	$701.81	+$2.0K → FGSI
8	$25,269	$937.72	$22,938	$762.73	+$2.3K → FGSI
9	$28,012	$973.86	$25,372	$828.41	+$2.6K → FGSI
10	$30,982	$1,008.94	$28,047	$899.19	+$2.9K → FGSI

FGSI vs RYLD: Complete Analysis 2026

FGSI — Stock

The FT Vest Growth Strength & Target Income ETF (the "Fund") seeks to provide investors with current income with a secondary objective of providing capital appreciation. Under normal market conditions, the Fund will pursue its investment objectives by investing primarily in U.S. exchange-traded equity securities intended to track The Growth Strength Index (the "Index") and by utilizing an "option strategy" consisting of writing (selling) U.S. exchange-traded call options on the S&P 500 Index, or exchange-traded funds that track the S&P 500 Index.

Full FGSI Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →

📬

Get this FGSI vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FGSI vs SCHD FGSI vs JEPI FGSI vs O FGSI vs KO FGSI vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.