Is FHAI or XYLD a better dividend investment in 2026?

FHAI currently yields 178.57% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: FHAI offers higher current income.

What is the dividend yield difference between FHAI and XYLD?

FHAI has a forward dividend yield of 178.57% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 167.59 percentage points.

Home › Compare › FHAI vs XYLD

FHAI vs XYLD: Dividend Comparison 2026

FHAI yields 178.57% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FHAI wins by $62.89M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FHAI

● Live price

178.57%

Share price

$1.12

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$62.91M

Annual income

$29,936,192.20

Full FHAI calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — FHAI vs XYLD

📍 FHAI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FHAI	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FHAI + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FHAI pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FHAI

Annual income on $10K today (after 15% tax)

$15,178.57/yr

After 10yr DRIP, annual income (after tax)

$25,445,763.37/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, FHAI beats the other by $25,443,027.20/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FHAI + XYLD for your $10,000?

FHAI: 50%XYLD: 50%

100% XYLD50/50100% FHAI

Portfolio after 10yr

$31.47M

Annual income

$14,969,705.61/yr

Blended yield

47.57%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FHAI buys

XYLD buys

No recent congressional trades found for FHAI or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFHAIXYLD

Forward yield	178.57% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$62.91M ✓	$25.3K
Annual income after 10y	$29,936,192.20 ✓	$3,219.02
Total dividends collected	$58.90M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FHAI vs XYLD ($10,000, DRIP)

Year	FHAI Portfolio	FHAI Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$28,557	$17,857.14	$10,818	$1,098.39	+$17.7K → FHAI
2	$78,215	$47,658.78	$11,738	$1,222.51	+$66.5K → FHAI
3	$205,683	$121,992.76	$12,774	$1,364.64	+$192.9K → FHAI
4	$519,899	$299,818.53	$13,944	$1,527.86	+$506.0K → FHAI
5	$1,264,557	$708,265.17	$15,270	$1,715.87	+$1.25M → FHAI
6	$2,963,097	$1,610,021.03	$16,775	$1,933.09	+$2.95M → FHAI
7	$6,696,294	$3,525,779.94	$18,490	$2,184.87	+$6.68M → FHAI
8	$14,611,669	$7,446,634.50	$20,450	$2,477.63	+$14.59M → FHAI
9	$30,820,422	$15,185,936.42	$22,697	$2,819.19	+$30.80M → FHAI
10	$62,914,044	$29,936,192.20	$25,280	$3,219.02	+$62.89M → FHAI

FHAI vs XYLD: Complete Analysis 2026

FHAI — Stock

Microalliance Group Inc., through its subsidiaries, develops, produces, markets, and sells coffee tea products in the People's Republic of China. It also offers black coffee, Chinese black tea's taste, and other coffee products. The company sells its coffee products wholesale to retail partners and corporate customers, as well as directly to consumers through its e-commerce channels. In addition, it provides pre-opening assistance services to retail partners to operate coffee stores. Further, the company offers liquor products through sales agents, distributors, and franchisees. Microalliance Group Inc. was formerly known as Fountain Healthy Aging, Inc. and changed its name to Microalliance Group Inc. in February 2022. The company is based in Shenzhen, the People's Republic of China.

Full FHAI Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.