HomeCompareFHARX vs XYLD

FHARX vs XYLD: Dividend Comparison 2026

FHARX yields 2.90% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $1.2K in total portfolio value· pulled ahead in Year 8
10 years
FHARX
FHARX
● Live price
2.90%
Share price
$14.09
Annual div
$0.41
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.1K
Annual income
$350.00
Full FHARX calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — FHARX vs XYLD

📍 XYLD pulled ahead of the other in Year 8

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFHARXXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FHARX + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FHARX pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FHARX
Annual income on $10K today (after 15% tax)
$246.74/yr
After 10yr DRIP, annual income (after tax)
$297.50/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,438.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FHARX + XYLD for your $10,000?

FHARX: 50%XYLD: 50%
100% XYLD50/50100% FHARX
Portfolio after 10yr
$24.7K
Annual income
$1,784.51/yr
Blended yield
7.23%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FHARX buys
0
XYLD buys
0
No recent congressional trades found for FHARX or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFHARXXYLD
Forward yield2.90%10.98%
Annual dividend / share$0.41$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.1K$25.3K
Annual income after 10y$350.00$3,219.02
Total dividends collected$3.2K$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FHARX vs XYLD ($10,000, DRIP)

YearFHARX PortfolioFHARX Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,990$290.28$10,818$1,098.39+$172.00FHARX
2$12,058$298.15$11,738$1,222.51+$320.00FHARX
3$13,208$305.71$12,774$1,364.64+$434.00FHARX
4$14,445$312.95$13,944$1,527.86+$501.00FHARX
5$15,776$319.89$15,270$1,715.87+$506.00FHARX
6$17,207$326.51$16,775$1,933.09+$432.00FHARX
7$18,744$332.82$18,490$2,184.87+$254.00FHARX
8← crossover$20,395$338.84$20,450$2,477.63$55.00XYLD
9$22,167$344.56$22,697$2,819.19$530.00XYLD
10$24,069$350.00$25,280$3,219.02$1.2KXYLD

FHARX vs XYLD: Complete Analysis 2026

FHARXStock

The investment seeks high total return until its target retirement date; thereafter the fund's objective will be to seek high current income and, as a secondary objective, capital appreciation. The fund invests primarily in a combination of Fidelity® U.S. equity funds, international equity funds, bond funds, and short-term funds (underlying Fidelity® funds). The adviser allocates assets according to a neutral asset allocation strategy that adjusts over time until it reaches an allocation similar to that of the Fidelity Freedom® Blend Income Fund, approximately 10 to 19 years after the year 2040.

Full FHARX Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.