Home › Compare › FHLC vs XYLD

FHLC vs XYLD: Dividend Comparison 2026

FHLC yields 1.44% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $3.5K in total portfolio value· pulled ahead in Year 3
10 years
FHLC
FHLC
● Live price
1.44%
Share price
$70.36
Annual div
$1.01
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.8K
Annual income
$158.22
Full FHLC calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — FHLC vs XYLD

📍 XYLD pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFHLCXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FHLC + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FHLC pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FHLC
Annual income on $10K today (after 15% tax)
$122.50/yr
After 10yr DRIP, annual income (after tax)
$134.49/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,601.68/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FHLC + XYLD for your $10,000?

FHLC: 50%XYLD: 50%
100% XYLD50/50100% FHLC
Portfolio after 10yr
$23.5K
Annual income
$1,688.62/yr
Blended yield
7.18%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FHLC buys
0
XYLD buys
0
No recent congressional trades found for FHLC or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFHLCXYLD
Forward yield1.44%10.98% ✓
Annual dividend / share$1.01$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.8K$25.3K ✓
Annual income after 10y$158.22$3,219.02 ✓
Total dividends collected$1.5K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FHLC vs XYLD ($10,000, DRIP)

YearFHLC PortfolioFHLC Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,844$144.12$10,818$1,098.39+$26.00 → FHLC
2$11,749$146.06$11,738$1,222.51+$11.00 → FHLC
3← crossover$12,720$147.90$12,774$1,364.64$54.00 → XYLD
4$13,760$149.64$13,944$1,527.86$184.00 → XYLD
5$14,874$151.28$15,270$1,715.87$396.00 → XYLD
6$16,068$152.84$16,775$1,933.09$707.00 → XYLD
7$17,347$154.30$18,490$2,184.87$1.1K → XYLD
8$18,717$155.69$20,450$2,477.63$1.7K → XYLD
9$20,184$156.99$22,697$2,819.19$2.5K → XYLD
10$21,755$158.22$25,280$3,219.02$3.5K → XYLD

FHLC vs XYLD: Complete Analysis 2026

FHLC — Stock

Tracks the performance of the MSCI USA IMI Health Care Index.

Full FHLC Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

Get this FHLC vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FHLC vs SCHDFHLC vs JEPIFHLC vs OFHLC vs KOFHLC vs MAINFHLC vs QYLDFHLC vs JEPQFHLC vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.