HomeCompareFHLKX vs SPHD

FHLKX vs SPHD: Dividend Comparison 2026

FHLKX yields 3.05% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $2.2K in total portfolio value
10 years
FHLKX
FHLKX
● Live price
3.05%
Share price
$11.11
Annual div
$0.34
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.3K
Annual income
$371.41
Full FHLKX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — FHLKX vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFHLKXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FHLKX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FHLKX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FHLKX
Annual income on $10K today (after 15% tax)
$259.36/yr
After 10yr DRIP, annual income (after tax)
$315.70/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, SPHD beats the other by $166.57/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FHLKX + SPHD for your $10,000?

FHLKX: 50%SPHD: 50%
100% SPHD50/50100% FHLKX
Portfolio after 10yr
$25.4K
Annual income
$469.39/yr
Blended yield
1.85%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FHLKX buys
0
SPHD buys
0
No recent congressional trades found for FHLKX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFHLKXSPHD
Forward yield3.05%4.30%
Annual dividend / share$0.34$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$24.3K$26.5K
Annual income after 10y$371.41$567.37
Total dividends collected$3.4K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FHLKX vs SPHD ($10,000, DRIP)

YearFHLKX PortfolioFHLKX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,005$305.13$11,130$430.50$125.00SPHD
2$12,089$313.83$12,357$447.82$268.00SPHD
3$13,258$322.20$13,687$464.65$429.00SPHD
4$14,516$330.22$15,126$480.98$610.00SPHD
5$15,870$337.91$16,682$496.78$812.00SPHD
6$17,326$345.26$18,362$512.03$1.0KSPHD
7$18,891$352.28$20,174$526.72$1.3KSPHD
8$20,573$358.97$22,127$540.84$1.6KSPHD
9$22,378$365.35$24,230$554.39$1.9KSPHD
10$24,316$371.41$26,493$567.37$2.2KSPHD

FHLKX vs SPHD: Complete Analysis 2026

FHLKXStock

The fund is designed to assist investors in saving for future eligible medical expenses. Investing primarily in a combination of both actively and passively managed Fidelity bond and equity funds and affiliated and unaffiliated exchange-traded funds (collectively, underlying funds). Investing approximately 30% of the fund's assets in underlying equity funds and 70% of the fund's assets in underlying bond funds.

Full FHLKX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.