Is FHLTU or SPHD a better dividend investment in 2026?

FHLTU currently yields 17.94% with a 5% 5-year dividend growth rate. SPHD yields 4.00% with 5% growth. The better choice depends on your goal: FHLTU offers higher current income.

What is the dividend yield difference between FHLTU and SPHD?

FHLTU has a forward dividend yield of 17.94% ($2.00/share annually). SPHD yields 4.00% ($2.00/share annually). The yield gap is 13.94 percentage points.

Home › Compare › FHLTU vs SPHD

FHLTU vs SPHD: Dividend Comparison 2026

FHLTU yields 17.94% · SPHD yields 4.00%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FHLTU wins by $36.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FHLTU

● Live price

17.94%

Share price

$11.15

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$64.3K

Annual income

$5,372.32

Full FHLTU calculator →

SPHD

● Live price

4.00%

Share price

$50.00

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$28.0K

Annual income

$899.19

Full SPHD calculator →

Portfolio growth — FHLTU vs SPHD

📍 FHLTU pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FHLTU	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FHLTU + SPHD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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FHLTU pays

SPHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FHLTU

Annual income on $10K today (after 15% tax)

$1,524.66/yr

After 10yr DRIP, annual income (after tax)

$4,566.47/yr

SPHD

Annual income on $10K today (after 15% tax)

$340.00/yr

After 10yr DRIP, annual income (after tax)

$764.31/yr

At 15% tax rate, FHLTU beats the other by $3,802.16/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FHLTU + SPHD for your $10,000?

FHLTU: 50%SPHD: 50%

100% SPHD50/50100% FHLTU

Portfolio after 10yr

$46.2K

Annual income

$3,135.76/yr

Blended yield

6.79%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FHLTU buys

SPHD buys

No recent congressional trades found for FHLTU or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFHLTUSPHD

Forward yield	17.94% ✓	4.00%
Annual dividend / share	$2.00	$2.00
Payout ratio	50%	50%
1-year div growth	0%	5% ✓
5-year div CAGR	0%	5% ✓
Portfolio after 10y	$64.3K ✓	$28.0K
Annual income after 10y	$5,372.32 ✓	$899.19
Total dividends collected	$34.5K ✓	$6.4K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FHLTU vs SPHD ($10,000, DRIP)

Year	FHLTU Portfolio	FHLTU Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$12,494	$1,793.72	$11,120	$420.00	+$1.4K → FHLTU
2	$15,463	$2,094.42	$12,357	$458.31	+$3.1K → FHLTU
3	$18,968	$2,422.55	$13,721	$499.76	+$5.2K → FHLTU
4	$23,073	$2,777.26	$15,227	$544.58	+$7.8K → FHLTU
5	$27,845	$3,157.31	$16,885	$593.02	+$11.0K → FHLTU
6	$33,355	$3,561.10	$18,713	$645.34	+$14.6K → FHLTU
7	$39,677	$3,986.73	$20,724	$701.81	+$19.0K → FHLTU
8	$46,886	$4,432.07	$22,938	$762.73	+$23.9K → FHLTU
9	$55,063	$4,894.76	$25,372	$828.41	+$29.7K → FHLTU
10	$64,290	$5,372.32	$28,047	$899.19	+$36.2K → FHLTU

FHLTU vs SPHD: Complete Analysis 2026

FHLTU — Stock

Future Health ESG Corp. does not have significant operations. The company focuses on effecting a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or similar business combination with one or more businesses. It intends to pursue an initial business combination opportunity in the smart health technology sector. The company was incorporated in 2021 and is based in Dover, Delaware.

Full FHLTU Calculator →

SPHD — ETF

SPHD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SPHD shares.

Full SPHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.