HomeCompareFHN vs TEF

FHN vs TEF: Dividend Comparison 2026

FHN yields 2.81% · TEF yields 9.19%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FHN wins by $18.0K in total portfolio value· pulled ahead in Year 3
10 years
FHN
FHN
● Live price
2.81%
Share price
$22.05
Annual div
$0.62
5Y div CAGR
25.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.9K
Annual income
$4,751.32
Full FHN calculator →
TEF
TEF
● Live price
9.19%
Share price
$3.81
Annual div
$0.35
5Y div CAGR
-41.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.9K
Annual income
$4.56
Full TEF calculator →

Portfolio growth — FHN vs TEF

📍 FHN pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFHNTEF
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FHN + TEF cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FHN pays
TEF pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FHN
Annual income on $10K today (after 15% tax)
$239.00/yr
After 10yr DRIP, annual income (after tax)
$4,038.62/yr
TEF
Annual income on $10K today (after 15% tax)
$780.84/yr
After 10yr DRIP, annual income (after tax)
$3.88/yr
At 15% tax rate, FHN beats the other by $4,034.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FHN + TEF for your $10,000?

FHN: 50%TEF: 50%
100% TEF50/50100% FHN
Portfolio after 10yr
$30.9K
Annual income
$2,377.94/yr
Blended yield
7.70%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on FHN right now

FHN
Analyst Ratings
16
Buy
19
Hold
Consensus: Hold
Price Target
$26.71
+21.1% upside vs current
Range: $23.00 — $30.00
Altman Z
0.2
Piotroski
6/9
TEF
Analyst Ratings
8
Buy
7
Hold
5
Sell
Consensus: Buy
Altman Z
0.7
Piotroski
3/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FHN buys
5
TEF buys
0
PoliticianChamberTickerTypeAmountDate
John Fetterman🏛 Senate$FHN▼ Sell$1,001 - $15,0002024-10-15
Steve Cohen🏢 House$FHN▲ Buy$15,001 - $50,0002023-05-26
Zoe Lofgren🏢 House$FHN▼ Sell$1,001 - $15,0002023-05-25
Chris Jacobs🏢 House$FHN▲ Buy$1,001 - $15,0002022-12-12
Steve Cohen🏢 House$FHN▲ Buy$15,001 - $50,0002022-07-27
Chris Jacobs🏢 House$FHN▼ Sell$1,001 - $15,0002022-07-18
Chris Jacobs🏢 House$FHN▲ Buy$15,001 - $50,0002022-06-21
Zoe Lofgren🏢 House$FHN▲ Buy$1,001 - $15,0002021-09-30
Steve Cohen🏢 House$FHN▼ Sell$1,001 - $15,0002020-05-11
Steve Cohen🏢 House$FHN▼ Sell$1,001 - $15,0002020-05-07
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFHNTEF
Forward yield2.81%9.19%
Annual dividend / share$0.62$0.35
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR25.2%-41.8%
Portfolio after 10y$39.9K$21.9K
Annual income after 10y$4,751.32$4.56
Total dividends collected$17.0K$1.3K
Payment frequencyquarterlyquarterly
SectorFinancialsStock
Analyst consensusHoldBuy

Year-by-year: FHN vs TEF ($10,000, DRIP)

YearFHN PortfolioFHN Income/yrTEF PortfolioTEF Income/yrGap
1$11,052$352.04$11,235$534.65$183.00TEF
2$12,281$455.25$12,348$326.71$67.00TEF
3← crossover$13,733$591.92$13,407$195.31+$326.00FHN
4$15,468$774.46$14,461$115.35+$1.0KFHN
5$17,572$1,020.73$15,541$67.68+$2.0KFHN
6$20,159$1,356.77$16,669$39.56+$3.5KFHN
7$23,391$1,821.25$17,859$23.08+$5.5KFHN
8$27,501$2,472.74$19,122$13.45+$8.4KFHN
9$32,828$3,401.73$20,469$7.83+$12.4KFHN
10$39,877$4,751.32$21,906$4.56+$18.0KFHN

FHN vs TEF: Complete Analysis 2026

FHNFinancials

First Horizon Corporation operates as the bank holding company for First Horizon Bank that provides various financial services. The company operates through three segments: Regional Banking, Specialty Banking, and Corporate. It offers general banking services for consumers, businesses, financial institutions, and governments. The company also underwrites bank-eligible securities and other fixed-income securities eligible for underwriting by financial subsidiaries; sells loans and derivatives; and offers advisory services. In addition, it offers various services, such as mortgage banking; title insurance and loan-closing; brokerage; correspondent banking; nationwide check clearing and remittance processing; trust, fiduciary, and agency; equipment finance; and investment and financial advisory services. Further, the company sells mutual fund and retail insurance products; and credit cards. It operates approximately 500 banking offices in 22 states under the First Horizon Bank brand; and 400 banking centers in 12 states under the FHN Financial brand in the United States. The company was formerly known as First Horizon National Corporation and changed its name to First Horizon Corporation in November 2020. First Horizon Corporation was founded in 1864 and is headquartered in Memphis, Tennessee.

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TEFStock

Telefónica, S.A., together with its subsidiaries, provides telecommunications services in Europe and Latin America. The company's mobile and related services and products comprise mobile voice, value added, mobile data and Internet, wholesale, corporate, roaming, fixed wireless, and trunking and paging services. Its fixed telecommunication services include PSTN lines; ISDN accesses; public telephone services; local, domestic, and international long-distance and fixed-to-mobile communications; corporate communications; supplementary value-added services; video telephony; intelligent network; and telephony information services, as well as leases and sells handset equipment. The company also provides Internet and broadband multimedia services comprising Internet service provider, portal and network, retail and wholesale broadband access, narrowband switched access, high-speed Internet through fibre to the home, and voice over Internet protocol services. In addition, it offers leased line, virtual private network, fibre optics, web hosting and application, outsourcing and consultancy, desktop, and system integration and professional services. Further, the company offers wholesale services for telecommunication operators, including domestic interconnection and international wholesale services; leased lines for other operators; and local loop leasing services, as well as bit stream services, wholesale line rental accesses, and leased ducts for other operators' fiber deployment. Additionally, it provides video/TV services; smart connectivity and services, and consumer IoT products; financial and other payment, security, cloud computing, advertising, big data, and digital telco experience services; virtual assistants; digital home platforms; and Movistar Home devices. It also offers online telemedicine, home insurance, music streaming, and consumer loan services. The company was incorporated in 1924 and is headquartered in Madrid, Spain.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.