HomeCompareFHN vs VLO

FHN vs VLO: Dividend Comparison 2026

FHN yields 2.81% · VLO yields 1.83%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FHN wins by $13.7K in total portfolio value
10 years
FHN
FHN
● Live price
2.81%
Share price
$22.05
Annual div
$0.62
5Y div CAGR
25.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.9K
Annual income
$4,751.32
Full FHN calculator →
VLO
VLO
● Live price
1.83%
Share price
$250.27
Annual div
$4.59
5Y div CAGR
15.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.2K
Annual income
$1,007.75
Full VLO calculator →

Portfolio growth — FHN vs VLO

📍 FHN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFHNVLO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FHN + VLO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FHN pays
VLO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FHN
Annual income on $10K today (after 15% tax)
$239.00/yr
After 10yr DRIP, annual income (after tax)
$4,038.62/yr
VLO
Annual income on $10K today (after 15% tax)
$155.89/yr
After 10yr DRIP, annual income (after tax)
$856.59/yr
At 15% tax rate, FHN beats the other by $3,182.03/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FHN + VLO for your $10,000?

FHN: 50%VLO: 50%
100% VLO50/50100% FHN
Portfolio after 10yr
$33.0K
Annual income
$2,879.53/yr
Blended yield
8.72%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on VLO right now

FHN
Analyst Ratings
16
Buy
19
Hold
Consensus: Hold
Price Target
$26.71
+21.1% upside vs current
Range: $23.00 — $30.00
Altman Z
0.2
Piotroski
6/9
VLO
Analyst Ratings
1
Strong
20
Buy
16
Hold
Consensus: Buy
Price Target
$193.75
-22.6% upside vs current
Range: $169.00 — $220.00
Altman Z
5.6
Piotroski
9/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FHN buys
5
VLO buys
0
PoliticianChamberTickerTypeAmountDate
John Fetterman🏛 Senate$FHN▼ Sell$1,001 - $15,0002024-10-15
Steve Cohen🏢 House$FHN▲ Buy$15,001 - $50,0002023-05-26
Zoe Lofgren🏢 House$FHN▼ Sell$1,001 - $15,0002023-05-25
Chris Jacobs🏢 House$FHN▲ Buy$1,001 - $15,0002022-12-12
Steve Cohen🏢 House$FHN▲ Buy$15,001 - $50,0002022-07-27
Chris Jacobs🏢 House$FHN▼ Sell$1,001 - $15,0002022-07-18
Chris Jacobs🏢 House$FHN▲ Buy$15,001 - $50,0002022-06-21
Zoe Lofgren🏢 House$FHN▲ Buy$1,001 - $15,0002021-09-30
Steve Cohen🏢 House$FHN▼ Sell$1,001 - $15,0002020-05-11
Steve Cohen🏢 House$FHN▼ Sell$1,001 - $15,0002020-05-07
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFHNVLO
Forward yield2.81%1.83%
Annual dividend / share$0.62$4.59
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR25.2%15.7%
Portfolio after 10y$39.9K$26.2K
Annual income after 10y$4,751.32$1,007.75
Total dividends collected$17.0K$5.2K
Payment frequencyquarterlyquarterly
SectorFinancialsEnergy
Analyst consensusHoldBuy
Analyst price target$26.71$193.75

Year-by-year: FHN vs VLO ($10,000, DRIP)

YearFHN PortfolioFHN Income/yrVLO PortfolioVLO Income/yrGap
1← crossover$11,052$352.04$10,912$212.20+$140.00FHN
2$12,281$455.25$11,926$250.38+$355.00FHN
3$13,733$591.92$13,057$295.90+$676.00FHN
4$15,468$774.46$14,321$350.30+$1.1KFHN
5$17,572$1,020.73$15,739$415.45+$1.8KFHN
6$20,159$1,356.77$17,335$493.71+$2.8KFHN
7$23,391$1,821.25$19,136$587.97+$4.3KFHN
8$27,501$2,472.74$21,178$701.85+$6.3KFHN
9$32,828$3,401.73$23,500$839.87+$9.3KFHN
10$39,877$4,751.32$26,153$1,007.75+$13.7KFHN

FHN vs VLO: Complete Analysis 2026

FHNFinancials

First Horizon Corporation operates as the bank holding company for First Horizon Bank that provides various financial services. The company operates through three segments: Regional Banking, Specialty Banking, and Corporate. It offers general banking services for consumers, businesses, financial institutions, and governments. The company also underwrites bank-eligible securities and other fixed-income securities eligible for underwriting by financial subsidiaries; sells loans and derivatives; and offers advisory services. In addition, it offers various services, such as mortgage banking; title insurance and loan-closing; brokerage; correspondent banking; nationwide check clearing and remittance processing; trust, fiduciary, and agency; equipment finance; and investment and financial advisory services. Further, the company sells mutual fund and retail insurance products; and credit cards. It operates approximately 500 banking offices in 22 states under the First Horizon Bank brand; and 400 banking centers in 12 states under the FHN Financial brand in the United States. The company was formerly known as First Horizon National Corporation and changed its name to First Horizon Corporation in November 2020. First Horizon Corporation was founded in 1864 and is headquartered in Memphis, Tennessee.

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VLOEnergy

Valero Energy Corporation manufactures, markets, and sells transportation fuels and petrochemical products in the United States, Canada, the United Kingdom, Ireland, and internationally. The company operates through three segments: Refining, Renewable Diesel, and Ethanol. It produces conventional, premium, and reformulated gasolines; gasoline meeting the specifications of the California Air Resources Board (CARB); diesel fuels, and low-sulfur and ultra-low-sulfur diesel fuels; CARB diesel; other distillates; jet fuels; blendstocks; and asphalts, petrochemicals, lubricants, and other refined petroleum products, as well as sells lube oils and natural gas liquids. As of December 31, 2021, the company owned 15 petroleum refineries with a combined throughput capacity of approximately 3.2 million barrels per day; and 12 ethanol plants with a combined ethanol production capacity of approximately 1.6 billion gallons per year. It sells its refined products through wholesale rack and bulk markets; and through approximately 7,000 outlets under the Valero, Beacon, Diamond Shamrock, Shamrock, Ultramar, and Texaco brands. The company also produces and sells ethanol, dry distiller grains, syrup, and inedible corn oil primarily to animal feed customers. In addition, it owns and operates crude oil and refined petroleum products pipelines, terminals, tanks, marine docks, truck rack bays, and other logistics assets; and owns and operates a plant that processes animal fats, used cooking oils, and inedible distillers corn oils into renewable diesel. The company was formerly known as Valero Refining and Marketing Company and changed its name to Valero Energy Corporation in August 1997. Valero Energy Corporation was founded in 1980 and is headquartered in San Antonio, Texas.

Full VLO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.