Is FHSNX or VYM a better dividend investment in 2026?

FHSNX currently yields 2.99% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: FHSNX offers higher current income.

What is the dividend yield difference between FHSNX and VYM?

FHSNX has a forward dividend yield of 2.99% ($0.32/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 0.58 percentage points.

Home › Compare › FHSNX vs VYM

FHSNX vs VYM: Dividend Comparison 2026

FHSNX yields 2.99% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $3.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FHSNX

● Live price

2.99%

Share price

$10.81

Annual div

$0.32

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.2K

Annual income

$362.24

Full FHSNX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — FHSNX vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FHSNX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FHSNX + VYM cover 0 of 12 months — good coverage

Jan

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Mar

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Apr

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May

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Dec

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FHSNX pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FHSNX

Annual income on $10K today (after 15% tax)

$253.98/yr

After 10yr DRIP, annual income (after tax)

$307.90/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, FHSNX beats the other by $71.14/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FHSNX + VYM for your $10,000?

FHSNX: 50%VYM: 50%

100% VYM50/50100% FHSNX

Portfolio after 10yr

$26.0K

Annual income

$320.39/yr

Blended yield

1.23%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FHSNX buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFHSNXVYM

Forward yield	2.99% ✓	2.41%
Annual dividend / share	$0.32	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.2K	$27.8K ✓
Annual income after 10y	$362.24 ✓	$278.55
Total dividends collected	$3.3K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FHSNX vs VYM ($10,000, DRIP)

Year	FHSNX Portfolio	FHSNX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$10,999	$298.80	$11,151	$241.44	$152.00 → VYM
2	$12,076	$307.14	$12,413	$246.79	$337.00 → VYM
3	$13,236	$315.16	$13,794	$251.79	$558.00 → VYM
4	$14,486	$322.84	$15,306	$256.47	$820.00 → VYM
5	$15,830	$330.20	$16,960	$260.84	$1.1K → VYM
6	$17,275	$337.24	$18,768	$264.92	$1.5K → VYM
7	$18,828	$343.95	$20,745	$268.71	$1.9K → VYM
8	$20,497	$350.35	$22,905	$272.24	$2.4K → VYM
9	$22,288	$356.45	$25,265	$275.51	$3.0K → VYM
10	$24,210	$362.24	$27,842	$278.55	$3.6K → VYM

FHSNX vs VYM: Complete Analysis 2026

FHSNX — Stock

The fund is designed to assist investors in saving for future eligible medical expenses. Normally investing at least 80% of assets in a combination of passively managed Fidelity bond and equity funds and affiliated and unaffiliated exchange-traded funds (collectively, underlying funds). Investing approximately 30% of the fund's assets in underlying equity funds and 70% of the fund's assets in underlying bond funds.

Full FHSNX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.