HomeCompareFI vs O

FI vs O: Dividend Comparison 2026

FI yields 3.13% · O yields 5.28%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 O wins by $9.8K in total portfolio value· pulled ahead in Year 5
10 years
FI
FI
● Live price
3.13%
Share price
$63.80
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$383.61
Full FI calculator →
O
Realty Income Corporation
● Live price
5.28%
Share price
$61.15
Annual div
$3.23
5Y div CAGR
15.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.2K
Annual income
$5,102.74
Full O calculator →

Portfolio growth — FI vs O

📍 O pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFIO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FI + O cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FI pays
O pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FI
Annual income on $10K today (after 15% tax)
$266.46/yr
After 10yr DRIP, annual income (after tax)
$326.07/yr
O
Annual income on $10K today (after 15% tax)
$449.12/yr
After 10yr DRIP, annual income (after tax)
$4,337.33/yr
At 15% tax rate, O beats the other by $4,011.26/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FI + O for your $10,000?

FI: 50%O: 50%
100% O50/50100% FI
Portfolio after 10yr
$29.3K
Annual income
$2,743.17/yr
Blended yield
9.35%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on O right now

FI
No analyst data
Price Target
$109.21
+71.2% upside vs current
Range: $62.00 — $180.00
Altman Z
1.4
Piotroski
6/9
O
Analyst Ratings
13
Buy
18
Hold
3
Sell
Consensus: Hold
Price Target
$64.00
+4.7% upside vs current
Range: $60.00 — $69.00
Altman Z
1.0
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FI buys
0
O buys
0
No recent congressional trades found for FI or O in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFIO
Forward yield3.13%5.28%
Annual dividend / share$2.00$3.23
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%15.1%
Portfolio after 10y$24.5K$34.2K
Annual income after 10y$383.61$5,102.74
Total dividends collected$3.5K$20.7K
Payment frequencyquarterlymonthly
SectorStockREIT
Analyst price target$109.21$64.00

Year-by-year: FI vs O ($10,000, DRIP)

YearFI PortfolioFI Income/yrO PortfolioO Income/yrGap
1$11,013$313.48$10,818$608.16+$195.00FI
2$12,107$322.66$11,787$741.68+$320.00FI
3$13,286$331.50$12,946$911.00+$340.00FI
4$14,556$339.98$14,345$1,127.94+$211.00FI
5← crossover$15,923$348.11$16,056$1,409.05$133.00O
6$17,394$355.89$18,171$1,777.83$777.00O
7$18,975$363.33$20,820$2,268.21$1.8KO
8$20,673$370.42$24,188$2,929.90$3.5KO
9$22,497$377.18$28,533$3,837.11$6.0KO
10$24,456$383.61$34,235$5,102.74$9.8KO

FI vs O: Complete Analysis 2026

FIStock

Fiserv, Inc., together with its subsidiaries, provides payment and financial services technology worldwide. The company operates through Acceptance, Fintech, and Payments segments. The Acceptance segment provides point-of-sale merchant acquiring and digital commerce services; mobile payment services; security and fraud protection products; Carat, an omnichannel commerce solution; Clover, a cloud-based point-of-sale and business management platform; and Clover Connect, an independent software vendors platform. This segment distributes through various channels, including direct sales teams, strategic partnerships with agent sales forces, independent software vendors, financial institutions, and other strategic partners. The Fintech segment offers customer deposit and loan accounts, as well as manages an institution's general ledger and central information files. This segment also provides digital banking, financial and risk management, professional services and consulting, item processing and source capture, and other products and services. The Payments segment offers card transactions, such as debit, credit, and prepaid card processing and services; security and fraud protection products; card production; print services; and various network services, as well as non-card digital payment software and services, including bill payment, account-to-account transfers, person-to-person payments, electronic billing, and security and fraud protection products. It serves business, banks, credit unions, other financial institutions, merchants, and corporate clients. Fiserv, Inc. was incorporated in 1984 and is headquartered in Brookfield, Wisconsin.

Full FI Calculator →

OREIT

Realty Income, The Monthly Dividend Company, is an S&P 500 company dedicated to providing stockholders with dependable monthly income. The company is structured as a REIT, and its monthly dividends are supported by the cash flow from over 6,500 real estate properties owned under long-term lease agreements with our commercial clients. To date, the company has declared 608 consecutive common stock monthly dividends throughout its 52-year operating history and increased the dividend 109 times since Realty Income's public listing in 1994 (NYSE: O). The company is a member of the S&P 500 Dividend Aristocrats index. Additional information about the company can be obtained from the corporate website at www.realtyincome.com.

Full O Calculator →
📬

Get this FI vs O comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FI vs SCHDFI vs JEPIFI vs KOFI vs MAINFI vs STAGFI vs ADCFI vs NNNFI vs VICI

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.