Is FIAC or FCPT a better dividend investment in 2026?

FIAC currently yields 22.52% with a 5% 5-year dividend growth rate. FCPT yields 6.05% with 5% growth. The better choice depends on your goal: FIAC offers higher current income.

What is the dividend yield difference between FIAC and FCPT?

FIAC has a forward dividend yield of 22.52% ($2.00/share annually). FCPT yields 6.05% ($1.43/share annually). The yield gap is 16.47 percentage points.

Home › Compare › FIAC vs FCPT

FIAC vs FCPT: Dividend Comparison 2026

FIAC yields 22.52% · FCPT yields 6.05%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FIAC wins by $36.1K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FIAC

● Live price

22.52%

Share price

$8.88

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$85.1K

Annual income

$8,746.22

Full FIAC calculator →

FCPT

● Live price

6.05%

Share price

$23.65

Annual div

$1.43

5Y div CAGR

15.8%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$49.1K

Annual income

$5,775.28

Full FCPT calculator →

Portfolio growth — FIAC vs FCPT

📍 FIAC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FIAC	FCPT
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FIAC + FCPT cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FIAC pays

FCPT pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FIAC

Annual income on $10K today (after 15% tax)

$1,914.41/yr

After 10yr DRIP, annual income (after tax)

$7,434.29/yr

FCPT

Annual income on $10K today (after 15% tax)

$514.49/yr

After 10yr DRIP, annual income (after tax)

$4,908.99/yr

At 15% tax rate, FIAC beats the other by $2,525.30/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FIAC + FCPT for your $10,000?

FIAC: 50%FCPT: 50%

100% FCPT50/50100% FIAC

Portfolio after 10yr

$67.1K

Annual income

$7,260.75/yr

Blended yield

10.82%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on FCPT right now

FIAC

No analyst data

Altman Z

-5.0

Piotroski

5/9

FCPT

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$27.00

+14.2% upside vs current

Range: $25.00 — $29.00

Altman Z

1.4

Piotroski

6/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FIAC buys

FCPT buys

No recent congressional trades found for FIAC or FCPT in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFIACFCPT

Forward yield	22.52% ✓	6.05%
Annual dividend / share	$2.00 ✓	$1.43
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.8% ✓
Portfolio after 10y	$85.1K ✓	$49.1K
Annual income after 10y	$8,746.22 ✓	$5,775.28
Total dividends collected	$51.4K ✓	$24.1K
Payment frequency	quarterly	quarterly
Sector	Stock	REIT

Year-by-year: FIAC vs FCPT ($10,000, DRIP)

Year	FIAC Portfolio	FIAC Income/yr	FCPT Portfolio	FCPT Income/yr	Gap
1← crossover	$12,952	$2,252.25	$11,401	$700.92	+$1.6K → FIAC
2	$16,585	$2,726.33	$13,064	$864.84	+$3.5K → FIAC
3	$21,009	$3,262.66	$15,051	$1,072.48	+$6.0K → FIAC
4	$26,342	$3,862.50	$17,442	$1,337.22	+$8.9K → FIAC
5	$32,712	$4,526.16	$20,340	$1,677.08	+$12.4K → FIAC
6	$40,255	$5,252.99	$23,880	$2,116.57	+$16.4K → FIAC
7	$49,114	$6,041.34	$28,241	$2,689.36	+$20.9K → FIAC
8	$59,441	$6,888.69	$33,660	$3,442.07	+$25.8K → FIAC
9	$71,393	$7,791.68	$40,456	$4,439.95	+$30.9K → FIAC
10	$85,137	$8,746.22	$49,063	$5,775.28	+$36.1K → FIAC

FIAC vs FCPT: Complete Analysis 2026

FIAC — Stock

Focus Impact Acquisition Corp. does not have significant operations. It intends to effect a merger, capital stock exchange, asset acquisition, stock purchase, reorganization, or other similar business combination with one or more businesses in the education technology, technology-enabled manufacturing and services, and financial and healthcare technology sectors. The company was incorporated in 2021 and is based in New York, New York.

Full FIAC Calculator →

FCPT — REIT

FCPT, headquartered in Mill Valley, CA, is a real estate investment trust primarily engaged in the acquisition and leasing of restaurant properties. The Company seeks to grow its portfolio by acquiring additional real estate to lease, on a net basis, for use in the restaurant and retail industries.

Full FCPT Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.