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FIAX vs SCHD: Dividend Comparison 2026

FIAX yields 8.35% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FIAX wins by $5.8K in total portfolio value
10 years
FIAX
FIAX
● Live price
8.35%
Share price
$17.34
Annual div
$1.45
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.8K
Annual income
$1,416.50
Full FIAX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — FIAX vs SCHD

📍 FIAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFIAXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FIAX + SCHD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FIAX pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FIAX
Annual income on $10K today (after 15% tax)
$710.10/yr
After 10yr DRIP, annual income (after tax)
$1,204.02/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, FIAX beats the other by $841.97/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FIAX + SCHD for your $10,000?

FIAX: 50%SCHD: 50%
100% SCHD50/50100% FIAX
Portfolio after 10yr
$31.9K
Annual income
$921.22/yr
Blended yield
2.89%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FIAX buys
0
SCHD buys
0
No recent congressional trades found for FIAX or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFIAXSCHD
Forward yield8.35% ✓3.46%
Annual dividend / share$1.45 ✓$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.8K ✓$29.0K
Annual income after 10y$1,416.50 ✓$425.95
Total dividends collected$11.3K ✓$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FIAX vs SCHD ($10,000, DRIP)

YearFIAX PortfolioFIAX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,535$835.41$11,226$346.36+$309.00 → FIAX
2$13,244$900.63$12,572$357.38+$672.00 → FIAX
3$15,137$966.35$14,046$367.84+$1.1K → FIAX
4$17,229$1,032.25$15,660$377.73+$1.6K → FIAX
5$19,533$1,098.04$17,425$387.07+$2.1K → FIAX
6$22,064$1,163.44$19,354$395.86+$2.7K → FIAX
7$24,836$1,228.21$21,461$404.13+$3.4K → FIAX
8$27,867$1,292.11$23,762$411.89+$4.1K → FIAX
9$31,172$1,354.93$26,272$419.15+$4.9K → FIAX
10$34,771$1,416.50$29,010$425.95+$5.8K → FIAX

FIAX vs SCHD: Complete Analysis 2026

FIAX — Stock

The Nicholas Fixed Income Alternative ETF is an actively managed ETF that invests primarily in U.S. Treasury fixed income securities and aims to provide current income. The fund employs a defined risk option premium strategy using options on ETFs across multiple asset classes.

Full FIAX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.