HomeCompareFIBH vs SPHD

FIBH vs SPHD: Dividend Comparison 2026

FIBH yields 3.28% · SPHD yields 4.33%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $3.9K in total portfolio value
10 years
FIBH
FIBH
● Live price
3.28%
Share price
$40.25
Annual div
$1.32
5Y div CAGR
-10.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.6K
Annual income
$123.53
Full FIBH calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — FIBH vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFIBHSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FIBH + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FIBH pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FIBH
Annual income on $10K today (after 15% tax)
$278.76/yr
After 10yr DRIP, annual income (after tax)
$105.00/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, SPHD beats the other by $380.62/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FIBH + SPHD for your $10,000?

FIBH: 50%SPHD: 50%
100% SPHD50/50100% FIBH
Portfolio after 10yr
$24.6K
Annual income
$347.42/yr
Blended yield
1.41%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FIBH buys
0
SPHD buys
0
No recent congressional trades found for FIBH or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFIBHSPHD
Forward yield3.28%4.33%
Annual dividend / share$1.32$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-10.5%0%
Portfolio after 10y$22.6K$26.5K
Annual income after 10y$123.53$571.32
Total dividends collected$2.0K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FIBH vs SPHD ($10,000, DRIP)

YearFIBH PortfolioFIBH Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,994$293.52$11,133$432.85$139.00SPHD
2$12,033$269.90$12,363$450.36$330.00SPHD
3$13,122$247.11$13,695$467.39$573.00SPHD
4$14,266$225.40$15,138$483.90$872.00SPHD
5$15,470$204.98$16,697$499.88$1.2KSPHD
6$16,739$185.92$18,382$515.31$1.6KSPHD
7$18,079$168.26$20,198$530.17$2.1KSPHD
8$19,496$152.01$22,157$544.46$2.7KSPHD
9$20,998$137.12$24,266$558.18$3.3KSPHD
10$22,592$123.53$26,536$571.32$3.9KSPHD

FIBH vs SPHD: Complete Analysis 2026

FIBHStock

First Bancshares Inc. (Bellevue, OH) operates as the bank holding company for First National Bank that provides financial services to individuals and corporate customers in the United States. It accepts checking, savings, and individual retirement accounts, as well as certificates of deposit. The company also provides personal loans, such as mortgage, home equity, auto, and boat loans; and commercial loans, including commercial real estate, farm line of credit, farm real estate, farm term, line of credit, and term loans, as well as credit cards. In addition, it offers treasury management, online banking, mobile banking, and merchant services. The company operates through offices in Bellevue, Catawba, Clyde, Fremont, Port Clinton, Perkins, Put-in-Bay, and Sandusky, Ohio. First Bancshares Inc. (Bellevue, OH) was founded in 1875 and is based in Bellevue, Ohio.

Full FIBH Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.