HomeCompareFICNX vs SPHD

FICNX vs SPHD: Dividend Comparison 2026

FICNX yields 2.58% · SPHD yields 4.30%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SPHD wins by $3.0K in total portfolio value
10 years
FICNX
FICNX
● Live price
2.58%
Share price
$10.99
Annual div
$0.28
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$304.24
Full FICNX calculator →
SPHD
SPHD
● Live price
4.30%
Share price
$49.61
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$567.37
Full SPHD calculator →

Portfolio growth — FICNX vs SPHD

📍 SPHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFICNXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FICNX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FICNX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FICNX
Annual income on $10K today (after 15% tax)
$218.99/yr
After 10yr DRIP, annual income (after tax)
$258.60/yr
SPHD
Annual income on $10K today (after 15% tax)
$365.92/yr
After 10yr DRIP, annual income (after tax)
$482.26/yr
At 15% tax rate, SPHD beats the other by $223.66/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FICNX + SPHD for your $10,000?

FICNX: 50%SPHD: 50%
100% SPHD50/50100% FICNX
Portfolio after 10yr
$25.0K
Annual income
$435.80/yr
Blended yield
1.74%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FICNX buys
0
SPHD buys
0
No recent congressional trades found for FICNX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFICNXSPHD
Forward yield2.58%4.30%
Annual dividend / share$0.28$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.5K$26.5K
Annual income after 10y$304.24$567.37
Total dividends collected$2.8K$5.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FICNX vs SPHD ($10,000, DRIP)

YearFICNX PortfolioFICNX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$10,958$257.63$11,130$430.50$172.00SPHD
2$11,989$263.84$12,357$447.82$368.00SPHD
3$13,097$269.77$13,687$464.65$590.00SPHD
4$14,290$275.45$15,126$480.98$836.00SPHD
5$15,571$280.86$16,682$496.78$1.1KSPHD
6$16,947$286.02$18,362$512.03$1.4KSPHD
7$18,424$290.93$20,174$526.72$1.8KSPHD
8$20,009$295.60$22,127$540.84$2.1KSPHD
9$21,710$300.03$24,230$554.39$2.5KSPHD
10$23,534$304.24$26,493$567.37$3.0KSPHD

FICNX vs SPHD: Complete Analysis 2026

FICNXStock

The fund normally invests at least 80% of assets in investment-grade municipal securities whose interest is exempt from federal and Connecticut personal income taxes. It allocates assets across different market sectors and maturities. The fund potentially invests more than 25% of total assets in municipal securities that finance similar types of projects. It is non-diversified.

Full FICNX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.