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FIDI vs XYLD: Dividend Comparison 2026

FIDI yields 4.20% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FIDI wins by $447.00 in total portfolio value
10 years
FIDI
FIDI
● Live price
4.20%
Share price
$27.43
Annual div
$1.15
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.3K
Annual income
$550.57
Full FIDI calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — FIDI vs XYLD

📍 FIDI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFIDIXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FIDI + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FIDI pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FIDI
Annual income on $10K today (after 15% tax)
$357.36/yr
After 10yr DRIP, annual income (after tax)
$467.98/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,380.39/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FIDI + XYLD for your $10,000?

FIDI: 50%XYLD: 50%
100% XYLD50/50100% FIDI
Portfolio after 10yr
$26.1K
Annual income
$1,950.80/yr
Blended yield
7.48%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FIDI buys
0
XYLD buys
0
No recent congressional trades found for FIDI or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFIDIXYLD
Forward yield4.20%11.20% ✓
Annual dividend / share$1.15$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.3K ✓$25.9K
Annual income after 10y$550.57$3,351.03 ✓
Total dividends collected$4.9K$20.2K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FIDI vs XYLD ($10,000, DRIP)

YearFIDI PortfolioFIDI Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,120$420.42$10,840$1,120.44+$280.00 → FIDI
2$12,336$436.94$11,786$1,249.59+$550.00 → FIDI
3$13,652$452.98$12,854$1,397.78+$798.00 → FIDI
4$15,076$468.53$14,063$1,568.33+$1.0K → FIDI
5$16,615$483.56$15,434$1,765.19+$1.2K → FIDI
6$18,276$498.05$16,995$1,993.14+$1.3K → FIDI
7$20,068$512.00$18,777$2,257.95+$1.3K → FIDI
8$21,998$525.41$20,818$2,566.58+$1.2K → FIDI
9$24,076$538.26$23,163$2,927.50+$913.00 → FIDI
10$26,312$550.57$25,865$3,351.03+$447.00 → FIDI

FIDI vs XYLD: Complete Analysis 2026

FIDI — Stock

Aims to generate higher relative dividend yield through non-US securities with sector tilts, subject to constraints, which have historically delivered higher yield.

Full FIDI Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.