Is FIEB or RYLD a better dividend investment in 2026?

FIEB currently yields 4.88% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between FIEB and RYLD?

FIEB has a forward dividend yield of 4.88% ($1.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 7.26 percentage points.

Home › Compare › FIEB vs RYLD

FIEB vs RYLD: Dividend Comparison 2026

FIEB yields 4.88% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $17.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FIEB

● Live price

4.88%

Share price

$20.49

Annual div

$1.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.6K

Annual income

$666.96

Full FIEB calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — FIEB vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FIEB	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FIEB + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FIEB pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FIEB

Annual income on $10K today (after 15% tax)

$414.84/yr

After 10yr DRIP, annual income (after tax)

$566.92/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $1,632.33/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FIEB + RYLD for your $10,000?

FIEB: 50%RYLD: 50%

100% RYLD50/50100% FIEB

Portfolio after 10yr

$36.0K

Annual income

$1,627.15/yr

Blended yield

4.52%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FIEB buys

RYLD buys

No recent congressional trades found for FIEB or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFIEBRYLD

Forward yield	4.88%	12.14% ✓
Annual dividend / share	$1.00	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$27.6K	$44.5K ✓
Annual income after 10y	$666.96	$2,587.35 ✓
Total dividends collected	$5.8K	$18.8K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FIEB vs RYLD ($10,000, DRIP)

Year	FIEB Portfolio	FIEB Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$11,188	$488.04	$11,914	$1,213.65	$726.00 → RYLD
2	$12,482	$510.30	$14,099	$1,351.30	$1.6K → RYLD
3	$13,887	$532.06	$16,580	$1,494.55	$2.7K → RYLD
4	$15,413	$553.25	$19,384	$1,642.61	$4.0K → RYLD
5	$17,065	$573.85	$22,535	$1,794.70	$5.5K → RYLD
6	$18,854	$593.82	$26,063	$1,950.00	$7.2K → RYLD
7	$20,787	$613.13	$29,995	$2,107.69	$9.2K → RYLD
8	$22,873	$631.77	$34,361	$2,266.99	$11.5K → RYLD
9	$25,124	$649.71	$39,194	$2,427.12	$14.1K → RYLD
10	$27,550	$666.96	$44,525	$2,587.35	$17.0K → RYLD

FIEB vs RYLD: Complete Analysis 2026

FIEB — Stock

First IC Corporation operates as the bank holding company for First IC Bank that provides retail and commercial banking services for consumers and small-to medium-size businesses. The company accepts checking, saving, certificates of deposit, and IRA accounts. Its loan products include small business administration, commercial, personal, and home loans. The company also offers credit cards; and payment, order checks, ATM deposit, and online/mobile banking services. It operates 9 full-service operating branches, including 6 branches in Georgia, 1 branch in Texas, 1 branch in New York, and 1 branch in New Jersey; and 2 loan production offices in Los Angeles and Seattle. The company was founded in 2000 and is headquartered in Doraville, Georgia.

Full FIEB Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.