HomeCompareFIF vs SCHD

FIF vs SCHD: Dividend Comparison 2026

FIF yields 6.63% · SCHD yields 3.46%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $5.9K in total portfolio value
10 years
FIF
FIF
● Live price
6.63%
Share price
$18.10
Annual div
$1.20
5Y div CAGR
-23%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.1K
Annual income
$56.95
Full FIF calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — FIF vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFIFSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FIF + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FIF pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FIF
Annual income on $10K today (after 15% tax)
$563.54/yr
After 10yr DRIP, annual income (after tax)
$48.41/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, SCHD beats the other by $313.65/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of FIF + SCHD for your $10,000?

FIF: 50%SCHD: 50%
100% SCHD50/50100% FIF
Portfolio after 10yr
$26.1K
Annual income
$241.44/yr
Blended yield
0.93%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FIF buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFIFSCHD
Forward yield6.63%3.46%
Annual dividend / share$1.20$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-23%0%
Portfolio after 10y$23.1K$29.0K
Annual income after 10y$56.95$425.95
Total dividends collected$2.2K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FIF vs SCHD ($10,000, DRIP)

YearFIF PortfolioFIF Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,210$510.50$11,226$346.36$16.00SCHD
2$12,407$411.84$12,572$357.38$165.00SCHD
3$13,604$328.00$14,046$367.84$442.00SCHD
4$14,815$258.80$15,660$377.73$845.00SCHD
5$16,054$202.82$17,425$387.07$1.4KSCHD
6$17,336$158.17$19,354$395.86$2.0KSCHD
7$18,673$122.91$21,461$404.13$2.8KSCHD
8$20,075$95.27$23,762$411.89$3.7KSCHD
9$21,554$73.71$26,272$419.15$4.7KSCHD
10$23,120$56.95$29,010$425.95$5.9KSCHD

FIF vs SCHD: Complete Analysis 2026

FIFStock

First Trust Energy Infrastructure Fund is a closed-ended equity mutual fund launched and managed by First Trust Advisors L.P. The fund is co-managed by Energy Income Partners LLC. It invests in the public equity markets of the United States. The fund seeks to invest in stocks of companies operating in the energy infrastructure sector, including pipeline companies, utilities, and other companies that derive at least 50% of their revenues from operating or providing services in support of infrastructure assets such as pipelines, power transmission, and petroleum and natural gas storage in the petroleum, natural gas, and power generation industries. It primarily invests in stocks of publicly-traded master limited partnerships and MLP affiliates. The fund benchmarks the performance of its portfolio against the Philadelphia Stock Exchange Utility Index, Alerian MLP Total Return Index, and a blended index comprised of 50% Philadelphia Stock Exchange Utility Index and 50% Alerian MLP Total Return Index. First Trust Energy Infrastructure Fund was formed on February 22, 2011 and is domiciled in the United States.

Full FIF Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.