HomeCompareFIFAX vs SCHD

FIFAX vs SCHD: Dividend Comparison 2026

FIFAX yields 10.18% · SCHD yields 3.46%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FIFAX wins by $10.2K in total portfolio value
10 years
FIFAX
FIFAX
● Live price
10.18%
Share price
$26.30
Annual div
$2.68
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39.2K
Annual income
$1,929.82
Full FIFAX calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.46%
Share price
$30.48
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$425.95
Full SCHD calculator →

Portfolio growth — FIFAX vs SCHD

📍 FIFAX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFIFAXSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FIFAX + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FIFAX pays
SCHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FIFAX
Annual income on $10K today (after 15% tax)
$865.45/yr
After 10yr DRIP, annual income (after tax)
$1,640.35/yr
SCHD
Annual income on $10K today (after 15% tax)
$294.40/yr
After 10yr DRIP, annual income (after tax)
$362.06/yr
At 15% tax rate, FIFAX beats the other by $1,278.29/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of FIFAX + SCHD for your $10,000?

FIFAX: 50%SCHD: 50%
100% SCHD50/50100% FIFAX
Portfolio after 10yr
$34.1K
Annual income
$1,177.88/yr
Blended yield
3.45%
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FIFAX buys
0
SCHD buys
3
PoliticianChamberTickerTypeAmountDate
Virginia Foxx🏢 House$SCHD▼ Sell$50,001 - $100,0002023-03-08
Steve Cohen🏢 House$SCHD▲ Buy$50,001 - $100,0002022-07-29
Hakeem S. Jeffries🏢 House$SCHD▲ Buy$15,001 - $50,0002021-04-12
Mikie Sherrill🏢 House$SCHD▲ Buy$100,001 - $250,0002020-02-21
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFIFAXSCHD
Forward yield10.18%3.46%
Annual dividend / share$2.68$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$39.2K$29.0K
Annual income after 10y$1,929.82$425.95
Total dividends collected$14.7K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FIFAX vs SCHD ($10,000, DRIP)

YearFIFAX PortfolioFIFAX Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,718$1,018.17$11,226$346.36+$492.00FIFAX
2$13,654$1,115.06$12,572$357.38+$1.1KFIFAX
3$15,823$1,214.22$14,046$367.84+$1.8KFIFAX
4$18,246$1,315.14$15,660$377.73+$2.6KFIFAX
5$20,941$1,417.30$17,425$387.07+$3.5KFIFAX
6$23,927$1,520.19$19,354$395.86+$4.6KFIFAX
7$27,225$1,623.32$21,461$404.13+$5.8KFIFAX
8$30,857$1,726.25$23,762$411.89+$7.1KFIFAX
9$34,846$1,828.55$26,272$419.15+$8.6KFIFAX
10$39,215$1,929.82$29,010$425.95+$10.2KFIFAX

FIFAX vs SCHD: Complete Analysis 2026

FIFAXStock

Normally the fund invests primarily in income-producing securities. These include equity securities, such as dividend-paying common stocks, and debt securities, such as interest-paying bonds. Generally at least 60% of the fund's assets will be invested in common stocks and other equity-type securities. The fund may also invest up to 30% of its assets in common stocks and other equity-type securities of issuers domiciled outside the United States, including issuers in developing countries.

Full FIFAX Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.