Is FIMSX or O a better dividend investment in 2026?

FIMSX currently yields 100.66% with a 5% 5-year dividend growth rate. O yields 5.28% with 3.2% growth. The better choice depends on your goal: FIMSX offers higher current income.

What is the dividend yield difference between FIMSX and O?

FIMSX has a forward dividend yield of 100.66% ($10.12/share annually). O yields 5.28% ($3.23/share annually). The yield gap is 95.38 percentage points.

Home › Compare › FIMSX vs O

FIMSX vs O: Dividend Comparison 2026

FIMSX yields 100.66% · O yields 5.28%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FIMSX wins by $3.97M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FIMSX

● Live price

100.66%

Share price

$10.05

Annual div

$10.12

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$4.00M

Annual income

$1,354,684.18

Full FIMSX calculator →

Realty Income Corporation

● Live price

5.28%

Share price

$61.18

Annual div

$3.23

5Y div CAGR

15.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$34.2K

Annual income

$5,098.20

Full O calculator →

Portfolio growth — FIMSX vs O

📍 FIMSX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FIMSX	O
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FIMSX + O cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FIMSX pays

O pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FIMSX

Annual income on $10K today (after 15% tax)

$8,556.08/yr

After 10yr DRIP, annual income (after tax)

$1,151,481.55/yr

Annual income on $10K today (after 15% tax)

$448.90/yr

After 10yr DRIP, annual income (after tax)

$4,333.47/yr

At 15% tax rate, FIMSX beats the other by $1,147,148.08/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FIMSX + O for your $10,000?

FIMSX: 50%O: 50%

100% O50/50100% FIMSX

Portfolio after 10yr

$2.02M

Annual income

$679,891.19/yr

Blended yield

33.69%

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Analyst Conviction Gap

Where Wall Street is most bullish on O right now

FIMSX

No analyst data

Altman Z

0.3

Piotroski

3/9

Analyst Ratings

Buy

Hold

Sell

Consensus: Hold

Price Target

$64.00

+4.6% upside vs current

Range: $60.00 — $69.00

Altman Z

1.0

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FIMSX buys

O buys

No recent congressional trades found for FIMSX or O in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFIMSXO

Forward yield	100.66% ✓	5.28%
Annual dividend / share	$10.12 ✓	$3.23
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	15.1% ✓
Portfolio after 10y	$4.00M	$34.2K ✓
Annual income after 10y	$1,354,684.18 ✓	$5,098.20
Total dividends collected	$3.58M	$20.7K ✓
Payment frequency	quarterly	monthly
Sector	Stock	REIT

Year-by-year: FIMSX vs O ($10,000, DRIP)

Year	FIMSX Portfolio	FIMSX Income/yr	O Portfolio	O Income/yr	Gap
1← crossover	$20,766	$10,065.98	$10,818	$607.86	+$9.9K → FIMSX
2	$41,755	$19,535.51	$11,786	$741.30	+$30.0K → FIMSX
3	$81,389	$36,711.16	$12,944	$910.50	+$68.4K → FIMSX
4	$153,962	$66,876.13	$14,343	$1,127.28	+$139.6K → FIMSX
5	$282,972	$118,232.23	$16,053	$1,408.17	+$266.9K → FIMSX
6	$505,867	$203,086.38	$18,167	$1,776.65	+$487.7K → FIMSX
7	$880,581	$339,304.28	$20,815	$2,266.60	+$859.8K → FIMSX
8	$1,494,222	$552,000.11	$24,179	$2,927.66	+$1.47M → FIMSX
9	$2,474,207	$875,388.93	$28,521	$3,833.95	+$2.45M → FIMSX
10	$4,002,085	$1,354,684.18	$34,218	$5,098.20	+$3.97M → FIMSX

FIMSX vs O: Complete Analysis 2026

FIMSX — Stock

The fund normally invests at least 80% of assets in investment-grade municipal securities whose interest is exempt from federal income tax (but may be subject to the federal alternative minimum tax).

Full FIMSX Calculator →

O — REIT

Realty Income, The Monthly Dividend Company, is an S&P 500 company dedicated to providing stockholders with dependable monthly income. The company is structured as a REIT, and its monthly dividends are supported by the cash flow from over 6,500 real estate properties owned under long-term lease agreements with our commercial clients. To date, the company has declared 608 consecutive common stock monthly dividends throughout its 52-year operating history and increased the dividend 109 times since Realty Income's public listing in 1994 (NYSE: O). The company is a member of the S&P 500 Dividend Aristocrats index. Additional information about the company can be obtained from the corporate website at www.realtyincome.com.

Full O Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.