HomeCompareFINE vs XYLD

FINE vs XYLD: Dividend Comparison 2026

FINE yields 0.98% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $4.8K in total portfolio value
10 years
FINE
FINE
● Live price
0.98%
Share price
$22.02
Annual div
$0.22
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$104.19
Full FINE calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — FINE vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFINEXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FINE + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FINE pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FINE
Annual income on $10K today (after 15% tax)
$83.11/yr
After 10yr DRIP, annual income (after tax)
$88.56/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,759.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FINE + XYLD for your $10,000?

FINE: 50%XYLD: 50%
100% XYLD50/50100% FINE
Portfolio after 10yr
$23.5K
Annual income
$1,727.61/yr
Blended yield
7.36%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FINE buys
0
XYLD buys
0
No recent congressional trades found for FINE or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFINEXYLD
Forward yield0.98%11.20%
Annual dividend / share$0.22$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$21.1K$25.9K
Annual income after 10y$104.19$3,351.03
Total dividends collected$1.0K$20.2K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FINE vs XYLD ($10,000, DRIP)

YearFINE PortfolioFINE Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$10,798$97.78$10,840$1,120.44$42.00XYLD
2$11,652$98.68$11,786$1,249.59$134.00XYLD
3$12,567$99.52$12,854$1,397.78$287.00XYLD
4$13,548$100.31$14,063$1,568.33$515.00XYLD
5$14,597$101.06$15,434$1,765.19$837.00XYLD
6$15,720$101.77$16,995$1,993.14$1.3KXYLD
7$16,923$102.43$18,777$2,257.95$1.9KXYLD
8$18,211$103.05$20,818$2,566.58$2.6KXYLD
9$19,589$103.64$23,163$2,927.50$3.6KXYLD
10$21,065$104.19$25,865$3,351.03$4.8KXYLD

FINE vs XYLD: Complete Analysis 2026

FINEStock

FINE aims to replicate an index of European companies generating at least 50% of their revenues from luxury-related business operations. The index is focused on companies headquartered in developed Europe, such as Austria, Belgium, Denmark, Finland, France, Germany, Ireland, Italy, the Netherlands, Norway, Portugal, Spain, Sweden, Switzerland, or the United Kingdom. Eligible securities must meet certain size and trading volume requirements. After this basic screen, a proprietary natural language processing algo screens publicly available information such as financial news and business profiles to identify and score companies involved in the investment theme. These may include firms involved in the design, manufacturing, or sale of luxury and designer accessories, high-end or designer clothing and beauty products, exclusive and luxurious automobiles and boats, luxury hotels, resorts, and spas. The 25 highest ranking companies are included in the index and are given an equal weighting. The index is reconstituted annually and rebalanced semi-annually.

Full FINE Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.