HomeCompareFINFX vs SPHD

FINFX vs SPHD: Dividend Comparison 2026

FINFX yields 9.32% · SPHD yields 4.33%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FINFX wins by $10.5K in total portfolio value
10 years
FINFX
FINFX
● Live price
9.32%
Share price
$86.06
Annual div
$8.02
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.1K
Annual income
$1,675.64
Full FINFX calculator →
SPHD
SPHD
● Live price
4.33%
Share price
$49.34
Annual div
$2.14
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.5K
Annual income
$571.32
Full SPHD calculator →

Portfolio growth — FINFX vs SPHD

📍 FINFX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFINFXSPHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FINFX + SPHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FINFX pays
SPHD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FINFX
Annual income on $10K today (after 15% tax)
$791.97/yr
After 10yr DRIP, annual income (after tax)
$1,424.29/yr
SPHD
Annual income on $10K today (after 15% tax)
$367.92/yr
After 10yr DRIP, annual income (after tax)
$485.62/yr
At 15% tax rate, FINFX beats the other by $938.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FINFX + SPHD for your $10,000?

FINFX: 50%SPHD: 50%
100% SPHD50/50100% FINFX
Portfolio after 10yr
$31.8K
Annual income
$1,123.48/yr
Blended yield
3.53%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FINFX buys
0
SPHD buys
0
No recent congressional trades found for FINFX or SPHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFINFXSPHD
Forward yield9.32%4.33%
Annual dividend / share$8.02$2.14
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$37.1K$26.5K
Annual income after 10y$1,675.64$571.32
Total dividends collected$13.0K$5.1K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FINFX vs SPHD ($10,000, DRIP)

YearFINFX PortfolioFINFX Income/yrSPHD PortfolioSPHD Income/yrGap
1← crossover$11,632$931.73$11,133$432.85+$499.00FINFX
2$13,459$1,012.87$12,363$450.36+$1.1KFINFX
3$15,496$1,095.30$13,695$467.39+$1.8KFINFX
4$17,760$1,178.60$15,138$483.90+$2.6KFINFX
5$20,265$1,262.38$16,697$499.88+$3.6KFINFX
6$23,030$1,346.24$18,382$515.31+$4.6KFINFX
7$26,072$1,429.82$20,198$530.17+$5.9KFINFX
8$29,410$1,512.78$22,157$544.46+$7.3KFINFX
9$33,063$1,594.82$24,266$558.18+$8.8KFINFX
10$37,053$1,675.64$26,536$571.32+$10.5KFINFX

FINFX vs SPHD: Complete Analysis 2026

FINFXStock

The fund invests primarily in common stocks of companies that appear to offer superior opportunities for capital growth and most of which have a history of paying dividends. It may invest significantly in securities of issuers domiciled outside the United States. The investment adviser uses a system of multiple portfolio managers in managing the fund's assets.

Full FINFX Calculator →

SPHDETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.