Is FINN or RYLD a better dividend investment in 2026?

FINN currently yields 0.97% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between FINN and RYLD?

FINN has a forward dividend yield of 0.97% ($160.00/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 11.17 percentage points.

Home › Compare › FINN vs RYLD

FINN vs RYLD: Dividend Comparison 2026

FINN yields 0.97% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FINN wins by $912.8K in total portfolio value· pulled ahead in Year 6

INVESTMENT

TIME HORIZON10 years

FINN

● Live price

0.97%

Share price

$16,502.05

Annual div

$160.00

5Y div CAGR

88.1%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$957.3K

Annual income

$700,881.55

Full FINN calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — FINN vs RYLD

📍 FINN pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FINN	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FINN + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FINN pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FINN

Annual income on $10K today (after 15% tax)

$82.41/yr

After 10yr DRIP, annual income (after tax)

$595,749.32/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, FINN beats the other by $593,550.07/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FINN + RYLD for your $10,000?

FINN: 50%RYLD: 50%

100% RYLD50/50100% FINN

Portfolio after 10yr

$500.9K

Annual income

$351,734.44/yr

Blended yield

70.22%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FINN buys

RYLD buys

No recent congressional trades found for FINN or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFINNRYLD

Forward yield	0.97%	12.14% ✓
Annual dividend / share	$160.00 ✓	$1.81
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	88.1% ✓	0%
Portfolio after 10y	$957.3K ✓	$44.5K
Annual income after 10y	$700,881.55 ✓	$2,587.35
Total dividends collected	$913.8K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FINN vs RYLD ($10,000, DRIP)

Year	FINN Portfolio	FINN Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1	$10,882	$182.38	$11,914	$1,213.65	$1.0K → RYLD
2	$11,993	$348.90	$14,099	$1,351.30	$2.1K → RYLD
3	$13,508	$675.94	$16,580	$1,494.55	$3.1K → RYLD
4	$15,793	$1,338.42	$19,384	$1,642.61	$3.6K → RYLD
5	$19,649	$2,750.69	$22,535	$1,794.70	$2.9K → RYLD
6← crossover	$27,040	$6,016.30	$26,063	$1,950.00	+$977.00 → FINN
7	$43,488	$14,555.06	$29,995	$2,107.69	+$13.5K → FINN
8	$87,683	$41,150.80	$34,361	$2,266.99	+$53.3K → FINN
9	$239,678	$145,857.14	$39,194	$2,427.12	+$200.5K → FINN
10	$957,337	$700,881.55	$44,525	$2,587.35	+$912.8K → FINN

FINN vs RYLD: Complete Analysis 2026

FINN — Stock

First National of Nebraska, Inc. operates as the bank holding company for First National Bank of Omaha that provides various banking products and services. The company offers checking, savings, and individual retirement accounts; certificates of deposit; and credit cards. It also provides personal loans and lines of credit; auto loans; mortgage loans; home equity lines of credit and loans; small business loans and lines of credit; small business administration loans; and commercial lending solutions. In addition, the company offers treasury management, debt consolidation, financial planning, retirement planning, wealth management, merchant, and payroll services; and personal, commercial, and farm insurance products. Further, it provides solutions for agribusiness, commercial real estate, healthcare, transportation, and correspondent banking; investment services, such as capital market and institutional asset management; and digital banking services. First National of Nebraska, Inc. was founded in 1857 and is headquartered in Omaha, Nebraska.

Full FINN Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.