Is FIRMX or VYM a better dividend investment in 2026?

FIRMX currently yields 3.16% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: FIRMX offers higher current income.

What is the dividend yield difference between FIRMX and VYM?

FIRMX has a forward dividend yield of 3.16% ($1.85/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 0.75 percentage points.

Home › Compare › FIRMX vs VYM

FIRMX vs VYM: Dividend Comparison 2026

FIRMX yields 3.16% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 VYM wins by $3.3K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FIRMX

● Live price

3.16%

Share price

$58.39

Annual div

$1.85

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.5K

Annual income

$387.53

Full FIRMX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — FIRMX vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FIRMX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FIRMX + VYM cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FIRMX pays

VYM pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FIRMX

Annual income on $10K today (after 15% tax)

$268.73/yr

After 10yr DRIP, annual income (after tax)

$329.40/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, FIRMX beats the other by $92.63/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FIRMX + VYM for your $10,000?

FIRMX: 50%VYM: 50%

100% VYM50/50100% FIRMX

Portfolio after 10yr

$26.2K

Annual income

$333.04/yr

Blended yield

1.27%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FIRMX buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFIRMXVYM

Forward yield	3.16% ✓	2.41%
Annual dividend / share	$1.85	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$24.5K	$27.8K ✓
Annual income after 10y	$387.53 ✓	$278.55
Total dividends collected	$3.5K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FIRMX vs VYM ($10,000, DRIP)

Year	FIRMX Portfolio	FIRMX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$11,016	$316.15	$11,151	$241.44	$135.00 → VYM
2	$12,113	$325.49	$12,413	$246.79	$300.00 → VYM
3	$13,295	$334.48	$13,794	$251.79	$499.00 → VYM
4	$14,569	$343.11	$15,306	$256.47	$737.00 → VYM
5	$15,940	$351.39	$16,960	$260.84	$1.0K → VYM
6	$17,415	$359.31	$18,768	$264.92	$1.4K → VYM
7	$19,001	$366.88	$20,745	$268.71	$1.7K → VYM
8	$20,705	$374.10	$22,905	$272.24	$2.2K → VYM
9	$22,536	$380.98	$25,265	$275.51	$2.7K → VYM
10	$24,501	$387.53	$27,842	$278.55	$3.3K → VYM

FIRMX vs VYM: Complete Analysis 2026

FIRMX — Stock

The investment seeks high current income and, as a secondary objective, capital appreciation. The fund invests in a combination of Fidelity® U.S. equity funds, international equity funds, bond funds, and short-term funds in a manner that supports a withdrawal strategy to provide investors with income in retirement. The manager allocates assets according to a stable neutral asset allocation strategy.

Full FIRMX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

📬

Get this FIRMX vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FIRMX vs SCHD FIRMX vs JEPI FIRMX vs O FIRMX vs KO FIRMX vs MAIN FIRMX vs VIG FIRMX vs DGRO FIRMX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.