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FIRNX vs DVY: Dividend Comparison 2026

FIRNX yields 1.20% · DVY yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 DVY wins by $6.7K in total portfolio value
10 years
FIRNX
FIRNX
● Live price
1.20%
Share price
$55.02
Annual div
$0.66
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.4K
Annual income
$129.24
Full FIRNX calculator →
DVY
DVY
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full DVY calculator →

Portfolio growth — FIRNX vs DVY

📍 DVY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFIRNXDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FIRNX + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FIRNX pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FIRNX
Annual income on $10K today (after 15% tax)
$101.65/yr
After 10yr DRIP, annual income (after tax)
$109.85/yr
DVY
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, DVY beats the other by $654.46/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FIRNX + DVY for your $10,000?

FIRNX: 50%DVY: 50%
100% DVY50/50100% FIRNX
Portfolio after 10yr
$24.7K
Annual income
$514.22/yr
Blended yield
2.08%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FIRNX buys
0
DVY buys
0
No recent congressional trades found for FIRNX or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFIRNXDVY
Forward yield1.20%4.00% ✓
Annual dividend / share$0.66$2.00 ✓
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$21.4K$28.0K ✓
Annual income after 10y$129.24$899.19 ✓
Total dividends collected$1.2K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FIRNX vs DVY ($10,000, DRIP)

YearFIRNX PortfolioFIRNX Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$10,820$119.59$11,120$420.00$300.00 → DVY
2$11,698$120.93$12,357$458.31$659.00 → DVY
3$12,639$122.19$13,721$499.76$1.1K → DVY
4$13,647$123.39$15,227$544.58$1.6K → DVY
5$14,727$124.51$16,885$593.02$2.2K → DVY
6$15,883$125.57$18,713$645.34$2.8K → DVY
7$17,122$126.57$20,724$701.81$3.6K → DVY
8$18,448$127.52$22,938$762.73$4.5K → DVY
9$19,867$128.40$25,372$828.41$5.5K → DVY
10$21,387$129.24$28,047$899.19$6.7K → DVY

FIRNX vs DVY: Complete Analysis 2026

FIRNX — Stock

The fund invests in a combination of Fidelity® U.S. equity funds, international equity funds, bond funds, and short-term funds (underlying Fidelity® Funds) to seek to achieve the fund's investment objective consistent with a payment strategy to be administered through a complementary systematic withdrawal plan.

Full FIRNX Calculator →

DVY — ETF

DVY is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in DVY shares.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.