Is FISCX or XYLD a better dividend investment in 2026?

FISCX currently yields 10.23% with a 5% 5-year dividend growth rate. XYLD yields 9.02% with 0.5% growth. The better choice depends on your goal: FISCX offers higher current income.

What is the dividend yield difference between FISCX and XYLD?

FISCX has a forward dividend yield of 10.23% ($2.35/share annually). XYLD yields 9.02% ($3.48/share annually). The yield gap is 1.21 percentage points.

Home › Compare › FISCX vs XYLD

FISCX vs XYLD: Dividend Comparison 2026

FISCX yields 10.23% · XYLD yields 9.02%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FISCX wins by $18.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FISCX

● Live price

10.23%

Share price

$22.96

Annual div

$2.35

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$39.3K

Annual income

$1,943.55

Full FISCX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

9.02%

Share price

$38.60

Annual div

$3.48

5Y div CAGR

0.5%

Payout ratio

90%

After 10 yrs · $10,000 · DRIP

Portfolio value

$21.1K

Annual income

$2,363.75

Full XYLD calculator →

Portfolio growth — FISCX vs XYLD

📍 FISCX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FISCX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FISCX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

—

Dec

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FISCX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FISCX

Annual income on $10K today (after 15% tax)

$869.25/yr

After 10yr DRIP, annual income (after tax)

$1,652.02/yr

XYLD

Annual income on $10K today (after 15% tax)

$766.32/yr

After 10yr DRIP, annual income (after tax)

$2,009.19/yr

At 15% tax rate, XYLD beats the other by $357.17/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FISCX + XYLD for your $10,000?

FISCX: 50%XYLD: 50%

100% XYLD50/50100% FISCX

Portfolio after 10yr

$30.2K

Annual income

$2,153.66/yr

Blended yield

7.12%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FISCX buys

XYLD buys

No recent congressional trades found for FISCX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFISCXXYLD

Forward yield	10.23% ✓	9.02%
Annual dividend / share	$2.35	$3.48 ✓
Payout ratio	50% ✓	90%
1-year div growth	0% ✓	-2.1%
5-year div CAGR	0%	0.5% ✓
Portfolio after 10y	$39.3K ✓	$21.1K
Annual income after 10y	$1,943.55	$2,363.75 ✓
Total dividends collected	$14.8K	$15.0K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FISCX vs XYLD ($10,000, DRIP)

Year	FISCX Portfolio	FISCX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,723	$1,022.65	$10,626	$906.06	+$1.1K → FISCX
2	$13,664	$1,120.39	$11,324	$995.47	+$2.3K → FISCX
3	$15,841	$1,220.46	$12,104	$1,096.88	+$3.7K → FISCX
4	$18,272	$1,322.34	$12,977	$1,212.21	+$5.3K → FISCX
5	$20,976	$1,425.51	$13,958	$1,343.80	+$7.0K → FISCX
6	$23,974	$1,529.45	$15,061	$1,494.40	+$8.9K → FISCX
7	$27,286	$1,633.67	$16,307	$1,667.30	+$11.0K → FISCX
8	$30,934	$1,737.71	$17,717	$1,866.48	+$13.2K → FISCX
9	$34,940	$1,841.14	$19,317	$2,096.71	+$15.6K → FISCX
10	$39,329	$1,943.55	$21,140	$2,363.75	+$18.2K → FISCX

FISCX vs XYLD: Complete Analysis 2026

FISCX — Stock

The investment seeks to maximize total return, consistent with reasonable risk, by seeking to optimize capital appreciation and high current income under varying market conditions. The fund normally invests at least 80% of its net assets in convertible securities. It may invest up to 100% of its assets in securities that are rated below investment grade; however, the fund will not invest more than 10% of its assets in non-convertible debt securities rated below B. It may invest up to 20% of its net assets in other securities, such as common or preferred stocks and non-convertible debt securities.

Full FISCX Calculator →

XYLD — ETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.