Is FISPX or SCHD a better dividend investment in 2026?

FISPX currently yields 8.63% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: FISPX offers higher current income.

What is the dividend yield difference between FISPX and SCHD?

FISPX has a forward dividend yield of 8.63% ($0.68/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 5.17 percentage points.

Home › Compare › FISPX vs SCHD

FISPX vs SCHD: Dividend Comparison 2026

FISPX yields 8.63% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FISPX wins by $6.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FISPX

● Live price

8.63%

Share price

$7.92

Annual div

$0.68

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$35.4K

Annual income

$1,488.58

Full FISPX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — FISPX vs SCHD

📍 FISPX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FISPX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FISPX + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FISPX pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FISPX

Annual income on $10K today (after 15% tax)

$733.66/yr

After 10yr DRIP, annual income (after tax)

$1,265.29/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, FISPX beats the other by $903.24/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FISPX + SCHD for your $10,000?

FISPX: 50%SCHD: 50%

100% SCHD50/50100% FISPX

Portfolio after 10yr

$32.2K

Annual income

$957.26/yr

Blended yield

2.97%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FISPX buys

SCHD buys

Politician	Chamber	Ticker	Type	Amount	Date
Virginia Foxx	🏢 House	$SCHD	▼ Sell	$50,001 - $100,000	2023-03-08
Steve Cohen	🏢 House	$SCHD	▲ Buy	$50,001 - $100,000	2022-07-29
Hakeem S. Jeffries	🏢 House	$SCHD	▲ Buy	$15,001 - $50,000	2021-04-12
Mikie Sherrill	🏢 House	$SCHD	▲ Buy	$100,001 - $250,000	2020-02-21

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFISPXSCHD

Forward yield	8.63% ✓	3.46%
Annual dividend / share	$0.68	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$35.4K ✓	$29.0K
Annual income after 10y	$1,488.58 ✓	$425.95
Total dividends collected	$11.8K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FISPX vs SCHD ($10,000, DRIP)

Year	FISPX Portfolio	FISPX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,563	$863.13	$11,226	$346.36	+$337.00 → FISPX
2	$13,305	$932.76	$12,572	$357.38	+$733.00 → FISPX
3	$15,240	$1,003.08	$14,046	$367.84	+$1.2K → FISPX
4	$17,380	$1,073.75	$15,660	$377.73	+$1.7K → FISPX
5	$19,741	$1,144.46	$17,425	$387.07	+$2.3K → FISPX
6	$22,338	$1,214.88	$19,354	$395.86	+$3.0K → FISPX
7	$25,187	$1,284.76	$21,461	$404.13	+$3.7K → FISPX
8	$28,303	$1,353.82	$23,762	$411.89	+$4.5K → FISPX
9	$31,707	$1,421.82	$26,272	$419.15	+$5.4K → FISPX
10	$35,415	$1,488.58	$29,010	$425.95	+$6.4K → FISPX

FISPX vs SCHD: Complete Analysis 2026

FISPX — Stock

The fund invests its assets primarily in common stocks included in the Standard & Poor's 500 Index. It may invest in derivative contracts (such as, for example, futures contracts), to implement its investment strategies.

Full FISPX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this FISPX vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FISPX vs JEPI FISPX vs O FISPX vs KO FISPX vs MAIN FISPX vs VYM FISPX vs DGRO FISPX vs VIG FISPX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.