Is FIV or RYLD a better dividend investment in 2026?

FIV currently yields 15.61% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: FIV offers higher current income.

What is the dividend yield difference between FIV and RYLD?

FIV has a forward dividend yield of 15.61% ($1.52/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 3.47 percentage points.

Home › Compare › FIV vs RYLD

FIV vs RYLD: Dividend Comparison 2026

FIV yields 15.61% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FIV wins by $11.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FIV

● Live price

15.61%

Share price

$9.73

Annual div

$1.52

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$55.6K

Annual income

$4,085.89

Full FIV calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — FIV vs RYLD

📍 FIV pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FIV	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FIV + RYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FIV pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FIV

Annual income on $10K today (after 15% tax)

$1,326.89/yr

After 10yr DRIP, annual income (after tax)

$3,473.01/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, FIV beats the other by $1,273.76/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FIV + RYLD for your $10,000?

FIV: 50%RYLD: 50%

100% RYLD50/50100% FIV

Portfolio after 10yr

$50.0K

Annual income

$3,336.61/yr

Blended yield

6.67%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FIV buys

RYLD buys

No recent congressional trades found for FIV or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFIVRYLD

Forward yield	15.61% ✓	12.14%
Annual dividend / share	$1.52	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$55.6K ✓	$44.5K
Annual income after 10y	$4,085.89 ✓	$2,587.35
Total dividends collected	$27.5K ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FIV vs RYLD ($10,000, DRIP)

Year	FIV Portfolio	FIV Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$12,261	$1,561.05	$11,914	$1,213.65	+$347.00 → FIV
2	$14,908	$1,788.79	$14,099	$1,351.30	+$809.00 → FIV
3	$17,984	$2,032.69	$16,580	$1,494.55	+$1.4K → FIV
4	$21,535	$2,291.71	$19,384	$1,642.61	+$2.2K → FIV
5	$25,607	$2,564.64	$22,535	$1,794.70	+$3.1K → FIV
6	$30,250	$2,850.08	$26,063	$1,950.00	+$4.2K → FIV
7	$35,514	$3,146.55	$29,995	$2,107.69	+$5.5K → FIV
8	$41,452	$3,452.44	$34,361	$2,266.99	+$7.1K → FIV
9	$48,120	$3,766.10	$39,194	$2,427.12	+$8.9K → FIV
10	$55,574	$4,085.89	$44,525	$2,587.35	+$11.0K → FIV

FIV vs RYLD: Complete Analysis 2026

FIV — Stock

First Trust Senior Floating Rate 2022 Target Term Fund (the Fund) is a diversified, closed-end management investment company. The Fund's investment objectives are to seek a high level of current income and to return $9.85 per common share of beneficial interest of the Fund (the original net asset value) per common share before deducting offering costs of $0.02 per common share to holders of common shares on or about February 1, 2022. The Fund focuses on investing approximately 80% of its Managed Assets in a portfolio of senior secured floating-rate loans (senior loans) of any maturity. Trust Advisors L.P. is the investment advisor of the Fund.

Full FIV Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.