HomeCompareFJUL vs SCHD

FJUL vs SCHD: Dividend Comparison 2026

FJUL yields 3.65% · SCHD yields 3.44%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $3.6K in total portfolio value
10 years
FJUL
FJUL
● Live price
3.65%
Share price
$54.72
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$462.29
Full FJUL calculator →
SCHD
Schwab U.S. Dividend Equity ETF
● Live price
3.44%
Share price
$30.68
Annual div
$1.06
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$422.61
Full SCHD calculator →

Portfolio growth — FJUL vs SCHD

📍 SCHD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFJULSCHD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FJUL + SCHD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FJUL pays
SCHD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FJUL
Annual income on $10K today (after 15% tax)
$310.67/yr
After 10yr DRIP, annual income (after tax)
$392.95/yr
SCHD
Annual income on $10K today (after 15% tax)
$292.49/yr
After 10yr DRIP, annual income (after tax)
$359.22/yr
At 15% tax rate, FJUL beats the other by $33.73/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FJUL + SCHD for your $10,000?

FJUL: 50%SCHD: 50%
100% SCHD50/50100% FJUL
Portfolio after 10yr
$27.2K
Annual income
$442.45/yr
Blended yield
1.63%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FJUL buys
0
SCHD buys
0
No recent congressional trades found for FJUL or SCHD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFJULSCHD
Forward yield3.65%3.44%
Annual dividend / share$2.00$1.06
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$25.3K$29.0K
Annual income after 10y$462.29$422.61
Total dividends collected$4.2K$3.9K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FJUL vs SCHD ($10,000, DRIP)

YearFJUL PortfolioFJUL Income/yrSCHD PortfolioSCHD Income/yrGap
1← crossover$11,065$365.50$11,224$344.10$159.00SCHD
2$12,218$377.98$12,567$354.98$349.00SCHD
3$13,463$390.05$14,038$365.30$575.00SCHD
4$14,807$401.69$15,648$375.06$841.00SCHD
5$16,257$412.89$17,410$384.27$1.2KSCHD
6$17,819$423.65$19,335$392.95$1.5KSCHD
7$19,500$433.96$21,437$401.10$1.9KSCHD
8$21,309$443.84$23,733$408.75$2.4KSCHD
9$23,254$453.28$26,237$415.91$3.0KSCHD
10$25,344$462.29$28,968$422.61$3.6KSCHD

FJUL vs SCHD: Complete Analysis 2026

FJULStock

The investment objective of the FT Vest U.S. Equity Buffer ETF - July (the "Fund") is to seek to provide investors with returns (before fees and expenses) that match the price return of the SPDR S&P 500 ETF Trust (the "Underlying ETF"), up to a predetermined upside cap of 14.55% while providing a buffer (before fees and expenses) against the first 10% of Underlying ETF losses, over the period from July 21, 2025 to July 17, 2026.

Full FJUL Calculator →

SCHDETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →
📬

Get this FJUL vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FJUL vs JEPIFJUL vs OFJUL vs KOFJUL vs MAINFJUL vs VYMFJUL vs DGROFJUL vs VIGFJUL vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.