Is FKIFX or SCHD a better dividend investment in 2026?

FKIFX currently yields 4.57% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: FKIFX offers higher current income.

What is the dividend yield difference between FKIFX and SCHD?

FKIFX has a forward dividend yield of 4.57% ($0.61/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 1.11 percentage points.

Home › Compare › FKIFX vs SCHD

FKIFX vs SCHD: Dividend Comparison 2026

FKIFX yields 4.57% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FKIFX wins by $16.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FKIFX

● Live price

4.57%

Share price

$13.39

Annual div

$0.61

5Y div CAGR

19.6%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$45.9K

Annual income

$5,601.44

Full FKIFX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — FKIFX vs SCHD

📍 FKIFX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FKIFX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FKIFX + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FKIFX pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FKIFX

Annual income on $10K today (after 15% tax)

$388.50/yr

After 10yr DRIP, annual income (after tax)

$4,761.22/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, FKIFX beats the other by $4,399.17/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FKIFX + SCHD for your $10,000?

FKIFX: 50%SCHD: 50%

100% SCHD50/50100% FKIFX

Portfolio after 10yr

$37.4K

Annual income

$3,013.69/yr

Blended yield

8.05%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FKIFX buys

SCHD buys

No recent congressional trades found for FKIFX or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFKIFXSCHD

Forward yield	4.57% ✓	3.46%
Annual dividend / share	$0.61	$1.06 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	19.6% ✓	0%
Portfolio after 10y	$45.9K ✓	$29.0K
Annual income after 10y	$5,601.44 ✓	$425.95
Total dividends collected	$21.7K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FKIFX vs SCHD ($10,000, DRIP)

Year	FKIFX Portfolio	FKIFX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,247	$546.64	$11,226	$346.36	+$21.00 → FKIFX
2	$12,721	$687.18	$12,572	$357.38	+$149.00 → FKIFX
3	$14,480	$868.80	$14,046	$367.84	+$434.00 → FKIFX
4	$16,599	$1,105.41	$15,660	$377.73	+$939.00 → FKIFX
5	$19,178	$1,416.39	$17,425	$387.07	+$1.8K → FKIFX
6	$22,349	$1,829.10	$19,354	$395.86	+$3.0K → FKIFX
7	$26,296	$2,382.60	$21,461	$404.13	+$4.8K → FKIFX
8	$31,271	$3,133.50	$23,762	$411.89	+$7.5K → FKIFX
9	$37,625	$4,165.02	$26,272	$419.15	+$11.4K → FKIFX
10	$45,860	$5,601.44	$29,010	$425.95	+$16.9K → FKIFX

FKIFX vs SCHD: Complete Analysis 2026

FKIFX — Stock

The investment seeks high total return until its target retirement date; thereafter the fund's objective will be to seek high current income and, as a secondary objective, capital appreciation. The fund invests in a combination of Fidelity® U.S. equity funds, international equity funds, bond funds, and short-term funds (underlying Fidelity ® funds), each of which (excluding any money market fund) seeks to provide investment results that correspond to the total return of a specific index.

Full FKIFX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this FKIFX vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FKIFX vs JEPI FKIFX vs O FKIFX vs KO FKIFX vs MAIN FKIFX vs VYM FKIFX vs DGRO FKIFX vs VIG FKIFX vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.