Is FLACW or XYLD a better dividend investment in 2026?

FLACW currently yields 250.00% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: FLACW offers higher current income.

What is the dividend yield difference between FLACW and XYLD?

FLACW has a forward dividend yield of 250.00% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 239.02 percentage points.

Home › Compare › FLACW vs XYLD

FLACW vs XYLD: Dividend Comparison 2026

FLACW yields 250.00% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FLACW wins by $460.87M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FLACW

● Live price

250.00%

Share price

$0.80

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$460.90M

Annual income

$257,938,329.48

Full FLACW calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — FLACW vs XYLD

📍 FLACW pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FLACW	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FLACW + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FLACW pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FLACW

Annual income on $10K today (after 15% tax)

$21,250.00/yr

After 10yr DRIP, annual income (after tax)

$219,247,580.06/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, FLACW beats the other by $219,244,843.89/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FLACW + XYLD for your $10,000?

FLACW: 50%XYLD: 50%

100% XYLD50/50100% FLACW

Portfolio after 10yr

$230.46M

Annual income

$128,970,774.25/yr

Blended yield

55.96%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FLACW buys

XYLD buys

No recent congressional trades found for FLACW or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFLACWXYLD

Forward yield	250.00% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$460.90M ✓	$25.3K
Annual income after 10y	$257,938,329.48 ✓	$3,219.02
Total dividends collected	$439.24M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FLACW vs XYLD ($10,000, DRIP)

Year	FLACW Portfolio	FLACW Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$35,700	$25,000.00	$10,818	$1,098.39	+$24.9K → FLACW
2	$121,610	$83,411.21	$11,738	$1,222.51	+$109.9K → FLACW
3	$395,671	$265,547.68	$12,774	$1,364.64	+$382.9K → FLACW
4	$1,230,830	$807,462.69	$13,944	$1,527.86	+$1.22M → FLACW
5	$3,664,475	$2,347,486.25	$15,270	$1,715.87	+$3.65M → FLACW
6	$10,452,787	$6,531,799.39	$16,775	$1,933.09	+$10.44M → FLACW
7	$28,597,316	$17,412,833.72	$18,490	$2,184.87	+$28.58M → FLACW
8	$75,121,556	$44,522,427.99	$20,450	$2,477.63	+$75.10M → FLACW
9	$189,683,639	$109,303,574.11	$22,697	$2,819.19	+$189.66M → FLACW
10	$460,899,823	$257,938,329.48	$25,280	$3,219.02	+$460.87M → FLACW

FLACW vs XYLD: Complete Analysis 2026

FLACW — Stock

FLACW is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in FLACW shares.

Full FLACW Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

📬

Get this FLACW vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FLACW vs SCHD FLACW vs JEPI FLACW vs O FLACW vs KO FLACW vs MAIN FLACW vs QYLD FLACW vs JEPQ FLACW vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.