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FLCB vs XYLD: Dividend Comparison 2026

FLCB yields 4.20% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FLCB wins by $1.0K in total portfolio value
10 years
FLCB
FLCB
● Live price
4.20%
Share price
$21.50
Annual div
$0.90
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.3K
Annual income
$550.50
Full FLCB calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — FLCB vs XYLD

📍 FLCB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFLCBXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FLCB + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FLCB pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FLCB
Annual income on $10K today (after 15% tax)
$357.32/yr
After 10yr DRIP, annual income (after tax)
$467.93/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, XYLD beats the other by $2,268.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FLCB + XYLD for your $10,000?

FLCB: 50%XYLD: 50%
100% XYLD50/50100% FLCB
Portfolio after 10yr
$25.8K
Annual income
$1,884.76/yr
Blended yield
7.31%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FLCB buys
0
XYLD buys
0
No recent congressional trades found for FLCB or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFLCBXYLD
Forward yield4.20%10.98% ✓
Annual dividend / share$0.90$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.3K ✓$25.3K
Annual income after 10y$550.50$3,219.02 ✓
Total dividends collected$4.9K$19.6K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FLCB vs XYLD ($10,000, DRIP)

YearFLCB PortfolioFLCB Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,120$420.37$10,818$1,098.39+$302.00 → FLCB
2$12,336$436.89$11,738$1,222.51+$598.00 → FLCB
3$13,652$452.93$12,774$1,364.64+$878.00 → FLCB
4$15,076$468.47$13,944$1,527.86+$1.1K → FLCB
5$16,615$483.49$15,270$1,715.87+$1.3K → FLCB
6$18,276$497.99$16,775$1,933.09+$1.5K → FLCB
7$20,067$511.93$18,490$2,184.87+$1.6K → FLCB
8$21,997$525.34$20,450$2,477.63+$1.5K → FLCB
9$24,075$538.19$22,697$2,819.19+$1.4K → FLCB
10$26,311$550.50$25,280$3,219.02+$1.0K → FLCB

FLCB vs XYLD: Complete Analysis 2026

FLCB — Stock

Seeks total return, pursuing relative value opportunities, and invests in bonds of U.S. issuers, including government, corporate debt, mortgage-backed and asset-backed securities.

Full FLCB Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.