Is FLCC or XYLD a better dividend investment in 2026?

FLCC currently yields 0.53% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between FLCC and XYLD?

FLCC has a forward dividend yield of 0.53% ($0.16/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 10.45 percentage points.

Home › Compare › FLCC vs XYLD

FLCC vs XYLD: Dividend Comparison 2026

FLCC yields 0.53% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 XYLD wins by $4.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FLCC

● Live price

0.53%

Share price

$30.75

Annual div

$0.16

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.4K

Annual income

$55.18

Full FLCC calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — FLCC vs XYLD

📍 XYLD pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FLCC	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FLCC + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FLCC pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FLCC

Annual income on $10K today (after 15% tax)

$45.31/yr

After 10yr DRIP, annual income (after tax)

$46.90/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $2,689.26/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FLCC + XYLD for your $10,000?

FLCC: 50%XYLD: 50%

100% XYLD50/50100% FLCC

Portfolio after 10yr

$22.9K

Annual income

$1,637.10/yr

Blended yield

7.16%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FLCC buys

XYLD buys

No recent congressional trades found for FLCC or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFLCCXYLD

Forward yield	0.53%	10.98% ✓
Annual dividend / share	$0.16	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$20.4K	$25.3K ✓
Annual income after 10y	$55.18	$3,219.02 ✓
Total dividends collected	$543.00 ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FLCC vs XYLD ($10,000, DRIP)

Year	FLCC Portfolio	FLCC Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,753	$53.30	$10,818	$1,098.39	$65.00 → XYLD
2	$11,560	$53.57	$11,738	$1,222.51	$178.00 → XYLD
3	$12,423	$53.82	$12,774	$1,364.64	$351.00 → XYLD
4	$13,346	$54.05	$13,944	$1,527.86	$598.00 → XYLD
5	$14,335	$54.27	$15,270	$1,715.87	$935.00 → XYLD
6	$15,393	$54.48	$16,775	$1,933.09	$1.4K → XYLD
7	$16,525	$54.67	$18,490	$2,184.87	$2.0K → XYLD
8	$17,736	$54.85	$20,450	$2,477.63	$2.7K → XYLD
9	$19,033	$55.02	$22,697	$2,819.19	$3.7K → XYLD
10	$20,420	$55.18	$25,280	$3,219.02	$4.9K → XYLD

FLCC vs XYLD: Complete Analysis 2026

FLCC — Stock

The fund seeks to achieve its objective by investing primarily in the common stock of large-cap U.S. companies. It will invest its assets so that at least 80% of its net assets (plus any borrowings for investment purposes) are invested in large-cap companies. The fund manager actively trades its portfolio securities in an attempt to achieve its investment objective.

Full FLCC Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.