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FLDB vs XYLD: Dividend Comparison 2026

FLDB yields 4.54% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FLDB wins by $1.1K in total portfolio value
10 years
FLDB
FLDB
● Live price
4.54%
Share price
$50.35
Annual div
$2.29
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.9K
Annual income
$608.00
Full FLDB calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — FLDB vs XYLD

📍 FLDB pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFLDBXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FLDB + XYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FLDB pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FLDB
Annual income on $10K today (after 15% tax)
$386.26/yr
After 10yr DRIP, annual income (after tax)
$516.80/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,331.58/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FLDB + XYLD for your $10,000?

FLDB: 50%XYLD: 50%
100% XYLD50/50100% FLDB
Portfolio after 10yr
$26.4K
Annual income
$1,979.51/yr
Blended yield
7.50%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FLDB buys
0
XYLD buys
0
No recent congressional trades found for FLDB or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFLDBXYLD
Forward yield4.54%11.20% ✓
Annual dividend / share$2.29$4.30 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$26.9K ✓$25.9K
Annual income after 10y$608.00$3,351.03 ✓
Total dividends collected$5.3K$20.2K ✓
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FLDB vs XYLD ($10,000, DRIP)

YearFLDB PortfolioFLDB Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$11,154$454.42$10,840$1,120.44+$314.00 → FLDB
2$12,409$473.72$11,786$1,249.59+$623.00 → FLDB
3$13,770$492.52$12,854$1,397.78+$916.00 → FLDB
4$15,245$510.79$14,063$1,568.33+$1.2K → FLDB
5$16,840$528.50$15,434$1,765.19+$1.4K → FLDB
6$18,565$545.62$16,995$1,993.14+$1.6K → FLDB
7$20,427$562.14$18,777$2,257.95+$1.6K → FLDB
8$22,434$578.05$20,818$2,566.58+$1.6K → FLDB
9$24,598$593.34$23,163$2,927.50+$1.4K → FLDB
10$26,928$608.00$25,865$3,351.03+$1.1K → FLDB

FLDB vs XYLD: Complete Analysis 2026

FLDB — Stock

Seeks a high level of current income by actively investing across corporate, securitized, or government securities while normally maintaining a duration of one year or less.

Full FLDB Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.