Is FLDGX or SCHD a better dividend investment in 2026?

FLDGX currently yields 7.44% with a 5% 5-year dividend growth rate. SCHD yields 3.44% with 13.05% growth. The better choice depends on your goal: FLDGX offers higher current income.

What is the dividend yield difference between FLDGX and SCHD?

FLDGX has a forward dividend yield of 7.44% ($1.08/share annually). SCHD yields 3.44% ($1.06/share annually). The yield gap is 4.00 percentage points.

Home › Compare › FLDGX vs SCHD

FLDGX vs SCHD: Dividend Comparison 2026

FLDGX yields 7.44% · SCHD yields 3.44%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FLDGX wins by $3.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FLDGX

● Live price

7.44%

Share price

$14.45

Annual div

$1.08

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$32.7K

Annual income

$1,193.24

Full FLDGX calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.44%

Share price

$30.68

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$422.61

Full SCHD calculator →

Portfolio growth — FLDGX vs SCHD

📍 FLDGX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FLDGX	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FLDGX + SCHD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FLDGX pays

SCHD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FLDGX

Annual income on $10K today (after 15% tax)

$632.66/yr

After 10yr DRIP, annual income (after tax)

$1,014.25/yr

SCHD

Annual income on $10K today (after 15% tax)

$292.49/yr

After 10yr DRIP, annual income (after tax)

$359.22/yr

At 15% tax rate, FLDGX beats the other by $655.04/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FLDGX + SCHD for your $10,000?

FLDGX: 50%SCHD: 50%

100% SCHD50/50100% FLDGX

Portfolio after 10yr

$30.8K

Annual income

$807.92/yr

Blended yield

2.62%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FLDGX buys

SCHD buys

No recent congressional trades found for FLDGX or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFLDGXSCHD

Forward yield	7.44% ✓	3.44%
Annual dividend / share	$1.08 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$32.7K ✓	$29.0K
Annual income after 10y	$1,193.24 ✓	$422.61
Total dividends collected	$9.7K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FLDGX vs SCHD ($10,000, DRIP)

Year	FLDGX Portfolio	FLDGX Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,444	$744.31	$11,224	$344.10	+$220.00 → FLDGX
2	$13,042	$796.09	$12,567	$354.98	+$475.00 → FLDGX
3	$14,802	$847.84	$14,038	$365.30	+$764.00 → FLDGX
4	$16,738	$899.35	$15,648	$375.06	+$1.1K → FLDGX
5	$18,860	$950.42	$17,410	$384.27	+$1.4K → FLDGX
6	$21,181	$1,000.86	$19,335	$392.95	+$1.8K → FLDGX
7	$23,714	$1,050.50	$21,437	$401.10	+$2.3K → FLDGX
8	$26,473	$1,099.19	$23,733	$408.75	+$2.7K → FLDGX
9	$29,473	$1,146.81	$26,237	$415.91	+$3.2K → FLDGX
10	$32,729	$1,193.24	$28,968	$422.61	+$3.8K → FLDGX

FLDGX vs SCHD: Complete Analysis 2026

FLDGX — Stock

The investment seeks to provide long-term capital appreciation. The fund pursues its investment objective by investing primarily in common and preferred stocks, as well as fixed income securities. It also invests in equity investment companies ("underlying funds"), which include foreign and domestic mutual funds, as well as in exchange traded funds ("ETFs"), closed-end funds, and unit investment trusts. The fund will have a minimum of 80% and a maximum of 95% of its net assets invested in equity securities or underlying funds investing in equity securities.

Full FLDGX Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.