Is FLDR or QYLD a better dividend investment in 2026?

FLDR currently yields 4.21% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between FLDR and QYLD?

FLDR has a forward dividend yield of 4.21% ($2.10/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 7.71 percentage points.

Home › Compare › FLDR vs QYLD

FLDR vs QYLD: Dividend Comparison 2026

FLDR yields 4.21% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FLDR wins by $916.00 in total portfolio value

INVESTMENT

TIME HORIZON10 years

FLDR

● Live price

4.21%

Share price

$50.01

Annual div

$2.10

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.3K

Annual income

$550.73

Full FLDR calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — FLDR vs QYLD

📍 FLDR pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FLDR	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FLDR + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FLDR pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FLDR

Annual income on $10K today (after 15% tax)

$357.44/yr

After 10yr DRIP, annual income (after tax)

$468.12/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,342.29/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FLDR + QYLD for your $10,000?

FLDR: 50%QYLD: 50%

100% QYLD50/50100% FLDR

Portfolio after 10yr

$25.9K

Annual income

$3,105.03/yr

Blended yield

12.01%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FLDR buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFLDRQYLD

Forward yield	4.21%	11.92% ✓
Annual dividend / share	$2.10 ✓	$2.04
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$26.3K ✓	$25.4K
Annual income after 10y	$550.73	$5,659.31 ✓
Total dividends collected	$4.9K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FLDR vs QYLD ($10,000, DRIP)

Year	FLDR Portfolio	FLDR Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$11,121	$420.52	$10,352	$1,192.36	+$769.00 → FLDR
2	$12,336	$437.04	$10,830	$1,347.57	+$1.5K → FLDR
3	$13,653	$453.09	$11,460	$1,539.07	+$2.2K → FLDR
4	$15,077	$468.65	$12,275	$1,777.84	+$2.8K → FLDR
5	$16,616	$483.68	$13,323	$2,078.95	+$3.3K → FLDR
6	$18,277	$498.18	$14,667	$2,463.34	+$3.6K → FLDR
7	$20,069	$512.14	$16,396	$2,960.57	+$3.7K → FLDR
8	$21,999	$525.56	$18,631	$3,612.97	+$3.4K → FLDR
9	$24,078	$538.42	$21,548	$4,482.15	+$2.5K → FLDR
10	$26,314	$550.73	$25,398	$5,659.31	+$916.00 → FLDR

FLDR vs QYLD: Complete Analysis 2026

FLDR — Stock

Optimizes the balance of interest rate risk and credit risk such that both returns and risk measures may be improved relative to traditional US investment-grade floating rate note indices.

Full FLDR Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.