HomeCompareFLIC vs CL

FLIC vs CL: Dividend Comparison 2026

FLIC yields 7.08% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 FLIC wins by $30.8K in total portfolio value
10 years
FLIC
FLIC
● Live price
7.08%
Share price
$11.87
Annual div
$0.84
5Y div CAGR
19.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$71.6K
Annual income
$12,868.22
Full FLIC calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — FLIC vs CL

📍 FLIC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFLICCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FLIC + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FLIC pays
CL pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FLIC
Annual income on $10K today (after 15% tax)
$601.52/yr
After 10yr DRIP, annual income (after tax)
$10,937.99/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, FLIC beats the other by $6,346.32/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FLIC + CL for your $10,000?

FLIC: 50%CL: 50%
100% CL50/50100% FLIC
Portfolio after 10yr
$56.2K
Annual income
$9,135.09/yr
Blended yield
16.25%
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Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

FLIC
Analyst Ratings
1
Buy
6
Hold
Consensus: Hold
Price Target
$20.00
+68.5% upside vs current
Range: $20.00 — $20.00
Altman Z
-0.6
Piotroski
6/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FLIC buys
0
CL buys
0
No recent congressional trades found for FLIC or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFLICCL
Forward yield7.08%2.43%
Annual dividend / share$0.84$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR19.8%28.6%
Portfolio after 10y$71.6K$40.8K
Annual income after 10y$12,868.22$5,401.96
Total dividends collected$44.0K$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldHold
Analyst price target$20.00$92.45

Year-by-year: FLIC vs CL ($10,000, DRIP)

YearFLIC PortfolioFLIC Income/yrCL PortfolioCL Income/yrGap
1← crossover$11,548$847.78$11,012$312.01+$536.00FLIC
2$13,452$1,096.12$12,196$412.95+$1.3KFLIC
3$15,824$1,429.64$13,599$549.66+$2.2KFLIC
4$18,814$1,882.82$15,288$736.64+$3.5KFLIC
5$22,637$2,506.45$17,353$995.28+$5.3KFLIC
6$27,599$3,376.59$19,926$1,357.80+$7.7KFLIC
7$34,140$4,609.05$23,194$1,873.82+$10.9KFLIC
8$42,913$6,383.44$27,439$2,621.52+$15.5KFLIC
9$54,900$8,983.73$33,088$3,727.38+$21.8KFLIC
10$71,612$12,868.22$40,806$5,401.96+$30.8KFLIC

FLIC vs CL: Complete Analysis 2026

FLICStock

The First of Long Island Corporation operates as the holding company for The First National Bank of Long Island that provides financial services to small and medium-sized businesses, professionals, consumers, municipalities, and other organizations. The company offers business and small business checking, personal checking, negotiable order of withdrawal, interest on lawyer, escrow service, rent security, personal and nonpersonal money market, savings, time deposit, holiday club, and individual retirement accounts. It also provides commercial and residential mortgage, commercial and industrial, small business credit scored, Small Business Administration, construction and land development, consumer, and home equity lines of credit/loans, as well as commercial and standby letters of credit; debit or credit cards; and overdraft facilities. In addition, the company offers life insurance, trust, estate and custody, retail investment, bill payment, lockbox, ACH, safe deposit box rental, wire transfer, money order, checkbook printing, check, ATM, and online and mobile banking services, as well as investment securities, management, and advisory services. It operates 40 branches, including 17 branches in Nassau, 15 in Suffolk, 5 in Queens, 2 in Brooklyn, and 1 in Manhattan. The company was founded in 1927 and is headquartered in Glen Head, New York.

Full FLIC Calculator →

CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.