Home › Compare › FLJ vs RYLD

FLJ vs RYLD: Dividend Comparison 2026

FLJ yields 244.05% · RYLD yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FLJ wins by $396.10M in total portfolio value
10 years
FLJ
FLJ
● Live price
244.05%
Share price
$0.82
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$396.13M
Annual income
$219,335,245.51
Full FLJ calculator →
RYLD
RYLD
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full RYLD calculator →

Portfolio growth — FLJ vs RYLD

📍 FLJ pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFLJRYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FLJ + RYLD cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FLJ pays
RYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FLJ
Annual income on $10K today (after 15% tax)
$20,744.36/yr
After 10yr DRIP, annual income (after tax)
$186,434,958.68/yr
RYLD
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, FLJ beats the other by $186,434,194.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FLJ + RYLD for your $10,000?

FLJ: 50%RYLD: 50%
100% RYLD50/50100% FLJ
Portfolio after 10yr
$198.08M
Annual income
$109,668,072.35/yr
Blended yield
55.37%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FLJ buys
0
RYLD buys
0
No recent congressional trades found for FLJ or RYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFLJRYLD
Forward yield244.05% ✓4.00%
Annual dividend / share$2.00$2.00
Payout ratio50%50%
1-year div growth0%5% ✓
5-year div CAGR0%5% ✓
Portfolio after 10y$396.13M ✓$28.0K
Annual income after 10y$219,335,245.51 ✓$899.19
Total dividends collected$377.09M ✓$6.4K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: FLJ vs RYLD ($10,000, DRIP)

YearFLJ PortfolioFLJ Income/yrRYLD PortfolioRYLD Income/yrGap
1← crossover$35,105$24,405.13$11,120$420.00+$24.0K → FLJ
2$117,632$80,069.62$12,357$458.31+$105.3K → FLJ
3$376,615$250,749.09$13,721$499.76+$362.9K → FLJ
4$1,153,266$750,287.70$15,227$544.58+$1.14M → FLJ
5$3,381,210$2,147,214.83$16,885$593.02+$3.36M → FLJ
6$9,501,374$5,883,479.63$18,713$645.34+$9.48M → FLJ
7$25,617,762$15,451,291.46$20,724$701.81+$25.60M → FLJ
8$66,345,610$38,934,605.11$22,938$762.73+$66.32M → FLJ
9$165,227,140$94,237,337.64$25,372$828.41+$165.20M → FLJ
10$396,128,286$219,335,245.51$28,047$899.19+$396.10M → FLJ

FLJ vs RYLD: Complete Analysis 2026

FLJ — Stock

FLJ Group Limited operates a long-term apartment rental platform in the People's Republic of China. The company leases apartments from landlords, transforms them into standardized furnished rooms, and leases to people. It also provides internet connection and utility services as part of the lease agreement. The company was formerly known as Q&K International Group Limited and changed its name to FLJ Group Limited in September 2022. FLJ Group Limited was founded in 2012 and is based in Shanghai, the People's Republic of China.

Full FLJ Calculator →

RYLD — ETF

RYLD is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in RYLD shares.

Full RYLD Calculator →
📬

Get this FLJ vs RYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FLJ vs SCHDFLJ vs JEPIFLJ vs OFLJ vs KOFLJ vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.