Is FLMMF or SCHD a better dividend investment in 2026?

FLMMF currently yields 9.07% with a 5% 5-year dividend growth rate. SCHD yields 3.46% with 13.05% growth. The better choice depends on your goal: FLMMF offers higher current income.

What is the dividend yield difference between FLMMF and SCHD?

FLMMF has a forward dividend yield of 9.07% ($2.00/share annually). SCHD yields 3.46% ($1.06/share annually). The yield gap is 5.61 percentage points.

Home › Compare › FLMMF vs SCHD

FLMMF vs SCHD: Dividend Comparison 2026

FLMMF yields 9.07% · SCHD yields 3.46%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FLMMF wins by $7.4K in total portfolio value

INVESTMENT

TIME HORIZON10 years

FLMMF

● Live price

9.07%

Share price

$22.05

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$36.5K

Annual income

$1,606.83

Full FLMMF calculator →

SCHD

Schwab U.S. Dividend Equity ETF

● Live price

3.46%

Share price

$30.48

Annual div

$1.06

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$29.0K

Annual income

$425.95

Full SCHD calculator →

Portfolio growth — FLMMF vs SCHD

📍 FLMMF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FLMMF	SCHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, FLMMF + SCHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FLMMF pays

SCHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FLMMF

Annual income on $10K today (after 15% tax)

$770.98/yr

After 10yr DRIP, annual income (after tax)

$1,365.81/yr

SCHD

Annual income on $10K today (after 15% tax)

$294.40/yr

After 10yr DRIP, annual income (after tax)

$362.06/yr

At 15% tax rate, FLMMF beats the other by $1,003.75/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FLMMF + SCHD for your $10,000?

FLMMF: 50%SCHD: 50%

100% SCHD50/50100% FLMMF

Portfolio after 10yr

$32.7K

Annual income

$1,016.38/yr

Blended yield

3.11%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FLMMF buys

SCHD buys

No recent congressional trades found for FLMMF or SCHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFLMMFSCHD

Forward yield	9.07% ✓	3.46%
Annual dividend / share	$2.00 ✓	$1.06
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$36.5K ✓	$29.0K
Annual income after 10y	$1,606.83 ✓	$425.95
Total dividends collected	$12.6K ✓	$3.9K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: FLMMF vs SCHD ($10,000, DRIP)

Year	FLMMF Portfolio	FLMMF Income/yr	SCHD Portfolio	SCHD Income/yr	Gap
1← crossover	$11,607	$907.03	$11,226	$346.36	+$381.00 → FLMMF
2	$13,403	$983.92	$12,572	$357.38	+$831.00 → FLMMF
3	$15,404	$1,061.87	$14,046	$367.84	+$1.4K → FLMMF
4	$17,622	$1,140.49	$15,660	$377.73	+$2.0K → FLMMF
5	$20,075	$1,219.41	$17,425	$387.07	+$2.6K → FLMMF
6	$22,779	$1,298.27	$19,354	$395.86	+$3.4K → FLMMF
7	$25,750	$1,376.73	$21,461	$404.13	+$4.3K → FLMMF
8	$29,007	$1,454.50	$23,762	$411.89	+$5.2K → FLMMF
9	$32,569	$1,531.28	$26,272	$419.15	+$6.3K → FLMMF
10	$36,455	$1,606.83	$29,010	$425.95	+$7.4K → FLMMF

FLMMF vs SCHD: Complete Analysis 2026

FLMMF — Stock

Filo Mining Corp., together with its subsidiaries, engages in the identification, acquisition, exploration, evaluation, and development of mineral properties in Chile and Argentina. Its flagship property is the 100% owned Filo del Sol copper-gold-silver deposit located in the Atacama region of Northern Chile and adjacent San Juan province of Argentina. The company was incorporated in 2016 and is headquartered in Vancouver, Canada.

Full FLMMF Calculator →

SCHD — ETF

The fund’s goal is to track as closely as possible, before fees and expenses, the total return of the Dow Jones U.S. Dividend 100 Index.

Full SCHD Calculator →

📬

Get this FLMMF vs SCHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FLMMF vs JEPI FLMMF vs O FLMMF vs KO FLMMF vs MAIN FLMMF vs VYM FLMMF vs DGRO FLMMF vs VIG FLMMF vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.