Is FLOCF or XYLD a better dividend investment in 2026?

FLOCF currently yields 1411.43% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: FLOCF offers higher current income.

What is the dividend yield difference between FLOCF and XYLD?

FLOCF has a forward dividend yield of 1411.43% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 1400.45 percentage points.

Home › Compare › FLOCF vs XYLD

FLOCF vs XYLD: Dividend Comparison 2026

FLOCF yields 1411.43% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 FLOCF wins by $403840471.19M in total portfolio value

INVESTMENT

TIME HORIZON10 years

FLOCF

● Live price

1411.43%

Share price

$0.14

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$403840471.21M

Annual income

$354,441,071,431,244.40

Full FLOCF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — FLOCF vs XYLD

📍 FLOCF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FLOCF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FLOCF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FLOCF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FLOCF

Annual income on $10K today (after 15% tax)

$119,971.77/yr

After 10yr DRIP, annual income (after tax)

$301,274,910,716,557.70/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, FLOCF beats the other by $301,274,910,713,821.50/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of FLOCF + XYLD for your $10,000?

FLOCF: 50%XYLD: 50%

100% XYLD50/50100% FLOCF

Portfolio after 10yr

$201920235.62M

Annual income

$177,220,535,717,231.70/yr

Blended yield

87.77%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FLOCF buys

XYLD buys

No recent congressional trades found for FLOCF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFLOCFXYLD

Forward yield	1411.43% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$403840471.21M ✓	$25.3K
Annual income after 10y	$354,441,071,431,244.40 ✓	$3,219.02
Total dividends collected	$400221659.11M ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FLOCF vs XYLD ($10,000, DRIP)

Year	FLOCF Portfolio	FLOCF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$151,843	$141,143.26	$10,818	$1,098.39	+$141.0K → FLOCF
2	$2,165,430	$2,002,958.21	$11,738	$1,222.51	+$2.15M → FLOCF
3	$29,012,436	$26,695,424.99	$12,774	$1,364.64	+$29.00M → FLOCF
4	$365,309,920	$334,266,614.05	$13,944	$1,527.86	+$365.30M → FLOCF
5	$4,324,448,150	$3,933,566,535.07	$15,270	$1,715.87	+$4324.43M → FLOCF
6	$48,145,462,478	$43,518,302,958.32	$16,775	$1,933.09	+$48145.45M → FLOCF
7	$504,322,342,588	$452,806,697,735.58	$18,490	$2,184.87	+$504322.32M → FLOCF
8	$4,972,463,419,949	$4,432,838,513,380.51	$20,450	$2,477.63	+$4972463.40M → FLOCF
9	$46,167,663,347,377	$40,847,127,488,031.23	$22,697	$2,819.19	+$46167663.32M → FLOCF
10	$403,840,471,212,938	$354,441,071,431,244.40	$25,280	$3,219.02	+$403840471.19M → FLOCF

FLOCF vs XYLD: Complete Analysis 2026

FLOCF — Stock

Freshlocal Solutions Inc. provides end-to-end grocery e-commerce solutions. The company operates Food-X Technologies, an end-to-end SaaS-based eGrocery Management Solution, which is designed to meet the needs of large and small grocery retailers. It also engages in the eGrocery business that delivers fresh, local, and organic produce and groceries. The company serves the urban markets in Alberta and British Columbia through its brick-and-mortar stores under the Blush Lane and Be Fresh names, as well as through SPUD.ca, an online marketplace eGrocery platform. The company was founded in 1997 and is based in Burnaby, Canada.

Full FLOCF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.