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FLOT vs DVY: Dividend Comparison 2026

FLOT yields 4.72% · DVY yields 3.50%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FLOT wins by $2.2K in total portfolio value
10 years
FLOT
FLOT
● Live price
4.72%
Share price
$50.95
Annual div
$2.41
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.3K
Annual income
$638.97
Full FLOT calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — FLOT vs DVY

📍 FLOT pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFLOTDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FLOT + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
FLOT pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FLOT
Annual income on $10K today (after 15% tax)
$401.40/yr
After 10yr DRIP, annual income (after tax)
$543.12/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, FLOT beats the other by $171.01/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FLOT + DVY for your $10,000?

FLOT: 50%DVY: 50%
100% DVY50/50100% FLOT
Portfolio after 10yr
$26.2K
Annual income
$538.37/yr
Blended yield
2.06%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FLOT buys
0
DVY buys
0
No recent congressional trades found for FLOT or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFLOTDVY
Forward yield4.72% ✓3.50%
Annual dividend / share$2.41$5.25 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$27.3K ✓$25.1K
Annual income after 10y$638.97 ✓$437.78
Total dividends collected$5.6K ✓$4.0K
Payment frequencyquarterlyquarterly
SectorETFETF

Year-by-year: FLOT vs DVY ($10,000, DRIP)

YearFLOT PortfolioFLOT Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,172$472.23$11,050$349.62+$122.00 → FLOT
2$12,447$493.08$12,184$361.04+$263.00 → FLOT
3$13,832$513.41$13,409$372.07+$423.00 → FLOT
4$15,334$533.21$14,730$382.68+$604.00 → FLOT
5$16,959$552.42$16,154$392.89+$805.00 → FLOT
6$18,717$571.01$17,688$402.69+$1.0K → FLOT
7$20,617$588.98$19,338$412.07+$1.3K → FLOT
8$22,666$606.30$21,113$421.04+$1.6K → FLOT
9$24,876$622.97$23,020$429.61+$1.9K → FLOT
10$27,256$638.97$25,070$437.78+$2.2K → FLOT

FLOT vs DVY: Complete Analysis 2026

FLOT — ETF

The iShares Floating Rate Bond ETF seeks to track the investment results of an index composed of U.S. dollar-denominated, investment-grade floating rate bonds with remaining maturities between one month and five years.

Full FLOT Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.